scrimping

conserving, preserving, saving

forehanded, foresighted, foresightful, prudent

penny-wise

cheap, close, closefisted, mean, miserly, niggard, niggardly, parsimonious, penny-pinching, penurious, pinching, spare, stingy, stinting, tight, tightfisted

conservation, saving

miserliness, niggardliness, stinginess

belt-tightening, retrenchment

discretion, forehandedness, prudence

austerity, moderation, restraint, temperance

conserving, husbanding, maintaining, managing, preserving

scraping

cutting back, cutting down, retrenching

hoarding, laying up