credit

1 of 2

noun

cred·​it ˈkre-dit How to pronounce credit (audio)
1
: reliance on the truth or reality of something
gave credit to everything he said
Give no credit to idle rumors.
2
a
: the balance in a person's favor in an account
b
: an amount or sum placed at a person's disposal by a bank
c
: the provision of money, goods, or services with the expectation of future payment
long-term credit
also : money, goods, or services so provided
They exhausted their credit.
d(1)
: an entry on the right-hand side of an account constituting an addition to a revenue, net worth, or liability account
(2)
: a deduction from an expense or asset account
e
: any one of or the sum of the items entered on the right-hand side of an account
f
: a deduction from an amount otherwise due
3
a
: influence or power derived from enjoying the confidence of another or others
b
: good name : esteem
also : financial or commercial trustworthiness
4
archaic : credibility
5
: a source of honor
a credit to the school
6
a
: something that gains or adds to reputation or esteem : honor
He took no credit for his kindly act.
b
: recognition, acknowledgment
quite willing to accept undeserved credit
7
: recognition by name of a person contributing to a performance (such as a film or telecast)
the opening credits
8
a
: recognition by a school or college that a student has fulfilled a requirement leading to a degree
b
: credit hour
earned 15 credits last semester

credit

2 of 2

verb

credited; crediting; credits

transitive verb

1
: to trust in the truth of : believe
find his story hard to credit
2
: to supply goods on credit to
3
archaic : to bring credit or honor upon
4
a
: to enter upon the credit side of an account
b
: to place an amount to the credit of
credit his account with ten dollars
5
a
: to consider usually favorably as the source, agent, or performer of an action or the possessor of a trait
credits him with an excellent sense of humor
b
: to attribute to some person
They credit the invention to him.
Choose the Right Synonym for credit

Noun

belief, faith, credence, credit mean assent to the truth of something offered for acceptance.

belief may or may not imply certitude in the believer.

my belief that I had caught all the errors

faith almost always implies certitude even where there is no evidence or proof.

an unshakable faith in God

credence suggests intellectual assent without implying anything about grounds for assent.

a theory now given credence by scientists

credit may imply assent on grounds other than direct proof.

gave full credit to the statement of a reputable witness

influence, authority, prestige, weight, credit mean power exerted over the minds or behavior of others.

influence may apply to a force exercised and received consciously or unconsciously.

used her influence to get the bill passed

authority implies the power of winning devotion or allegiance or of compelling acceptance and belief.

his opinions lacked authority

prestige implies the ascendancy given by conspicuous excellence or reputation for superiority.

the prestige of the newspaper

weight implies measurable or decisive influence in determining acts or choices.

their wishes obviously carried much weight

credit suggests influence that arises from the confidence of others.

his credit with the press

Verb

ascribe, attribute, assign, impute, credit mean to lay something to the account of a person or thing.

ascribe suggests an inferring or conjecturing of cause, quality, authorship.

forged paintings formerly ascribed to masters

attribute suggests less tentativeness than ascribe, less definiteness than assign.

attributed to Rembrandt but possibly done by an associate

assign implies ascribing with certainty or after deliberation.

assigned the bones to the Cretaceous period

impute suggests ascribing something that brings discredit by way of accusation or blame.

tried to impute sinister motives to my actions

credit implies ascribing a thing or especially an action to a person or other thing as its agent, source, or explanation.

credited his teammates for his success

Examples of credit in a Sentence

Noun banks that extend credit to the public You need to have a strong credit history and a good job in order to get a mortgage. A credit of $50 was added to your account. All the credit must go to the play's talented director. She's finally getting the credit she deserves. He shared the credit with his parents. You've got to give her credit; she knows what she's doing. Verb Your payment of $38.50 has been credited to your account. The bank is crediting your account for the full amount. They credited the rescue to his quick thinking. See More
Recent Examples on the Web
Noun
Consumers Edge, a data services company that tracks credit and debit card spending on an industry and brand level, found U.S. direct-to-consumer luxury spending was down 7% last year, compared to a 15% increase in 2022. Pamela N. Danziger, Forbes, 19 Feb. 2024 Neither the two men nor their wives are ever named in the film or its end credits crawl. David Rooney, The Hollywood Reporter, 19 Feb. 2024 Producer credits will go to Das and Akanga chief Fran Borgia. Patrick Frater, Variety, 18 Feb. 2024 Many credit Dubai Watch Week—and by extension the Seddiqi family—for the fervent local interest in watch collecting. Paige Reddinger, Robb Report, 18 Feb. 2024 The president doesn’t really deserve credit or blame. Bryan Mena, CNN, 18 Feb. 2024 It is not known how that credit would be applied to Mr. Hambali if he were sentenced to life in prison, the maximum punishment in his case. Carol Rosenberg, New York Times, 16 Feb. 2024 Customers had their identities stolen and their credit scores impacted. Ken Sweet, Fortune, 16 Feb. 2024 Notably, even for consumers with a strong credit score that can amount to hundreds of dollars in additional interest payments per year, the CFPB said. Kate Gibson, CBS News, 16 Feb. 2024
Verb
Moisey was personally credited with destroying dozens of vehicles and killing almost 400 Ukrainian soldiers. David Hambling, Forbes, 20 Feb. 2024 Williams was credited with leading his city’s response to the Black Lives Matter demonstrations and working with community members on civilian oversight and homelessness, according to the city’s press release. Karen Kucher, San Diego Union-Tribune, 18 Feb. 2024 Driesell was credited with inventing Midnight Madness. Steve Lyttle, Charlotte Observer, 17 Feb. 2024 It’s since been used on shows like Ghost Hunters and is credited as one of the most haunted hospitals in the United States. Jordi Lippe, Travel + Leisure, 16 Feb. 2024 Scores of people who contributed to the search are credited on the website. Alexandra Del Rosario, Los Angeles Times, 16 Feb. 2024 They, fellow fast-acting Chiefs fan Paul Contreras and other bystanders are being credited with springing into action as the celebration turned to chaos. Justine McDaniel, Washington Post, 15 Feb. 2024 Moder is credited as a member of that movie's camera department on IMDb; Roberts starred in the film alongside Brad Pitt. Tommy McArdle, Peoplemag, 14 Feb. 2024 Wright credits the regeneration to the periosteum left behind. Irene Wright, Miami Herald, 8 Feb. 2024 See More

These examples are programmatically compiled from various online sources to illustrate current usage of the word 'credit.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

Word History

Etymology

Noun

Middle French, from Old Italian credito, from Latin creditum something entrusted to another, loan, from neuter of creditus, past participle of credere to believe, entrust — more at creed

Verb

partly from credit entry 1; partly from Latin creditus, past participle — see credit entry 1

First Known Use

Noun

1529, in the meaning defined at sense 3

Verb

circa 1530, in the meaning defined at sense 1

Time Traveler
The first known use of credit was in 1529

Dictionary Entries Near credit

Cite this Entry

“Credit.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit. Accessed 4 Mar. 2024.

Kids Definition

credit

1 of 2 noun
cred·​it ˈkred-ət How to pronounce credit (audio)
1
: a balance in an account in a person's favor
debits and credits
2
: an amount or sum that a bank or company will let a person use
3
a
: trust given to a customer for future payment for goods purchased
extended them credit
buy on credit
b
: reputation for paying one's bills
check on a person's credit
c
: the providing of money or goods with the expectation of payment in the future
long-term credit
also : money or goods so provided
used up their credit
4
: credence, belief
a story that deserves little credit
5
: reputation for honesty or integrity : good name
6
: a source of honor
a credit to her school
7
: something that adds to a person's reputation or honor
got credit for the discovery
8
a
: official certification of the completion of a course of study
b
: a unit of academic work for which such certification is made

credit

2 of 2 verb
1
2
: to enter a sum on the credit side of
we'll credit your account with $10
3
a
: to think of as the source or performer of an action or having a quality
they credit you with quite a sense of humor
b
: to give the credit for to somebody or something
credited the rescue to her quick thinking
Etymology

Noun

from early French credit "reputation, permission to buy without paying immediately," from early Italian credito (same meaning), from Latin creditum "loan," derived from credere "to believe, trust, entrust" — related to credentials, creed, incredible

Legal Definition

credit

1 of 2 noun
cred·​it
1
2
a
: the balance in an account which may be drawn upon and repaid later compare loan
b
: the use of resources (as money) in the present obtained by the debtor's promise to repay the creditor in the future usually with interest as compensation to the creditor and often secured by a pledge of property or the right to attach the debtor's income in case of a failure to repay see also consumer credit compare debt
c
: financial reputation
to borrow money on the credit of the United StatesU.S. Constitution art. I
3
a
: a deduction from an expense or asset account
b
: a reduction of an amount otherwise due
especially : tax credit
a credit for child-care expenses
compare deduction, exclusion, exemption

credit

2 of 2 transitive verb
1
: to supply goods on credit to
2
: to trust in the truth of
3
a
: to enter upon the credit side of an account
b
: to place an amount to the credit of
credit his account with ten dollars

More from Merriam-Webster on credit

Last Updated: - Updated example sentences
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