credit history


: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.

Examples of credit history in a Sentence

Recent Examples on the Web Mortgages are considered in several categories, including length of credit history, credit mix calculations and payment history, said Ethan Dornhelm, vice president of scores and predictive analytics at FICO. Michelle Singletary, Washington Post, 8 Sep. 2023 Other lesser factors that are still important to keep in check are the length of credit history, mix of credit types and recent applications. Nerdwallet, Hartford Courant, 7 Jan. 2024 Another option is a Buy Here Pay Here program, which typically does not require any credit history. Ashley Donohoe, Car and Driver, 22 Aug. 2023 Specifically designed for those rebuilding their credit scores, the Capital One Platinum Secured Mastercard offers a path toward improving credit history. Emily Sherman,, 9 Jan. 2024 Similar to one’s average credit age, the number of total accounts a borrower has can help lenders determine how robust a potential borrower’s credit history is. Peter Cordi, Washington Examiner, 28 Sep. 2023 At the same time, an additional 21 million Americans have no credit history with any national reporting agencies. Bernice A. King, Fortune, 19 Apr. 2023 The authorized user will benefit from the positive credit history of the primary cardholders. Michelle Singletary, Washington Post, 24 Nov. 2023 The length of credit history in FICO models accounts for 15 percent of your score. Michelle Singletary, Washington Post, 4 Oct. 2023 See More

These examples are programmatically compiled from various online sources to illustrate current usage of the word 'credit history.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

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Cite this Entry

“Credit history.” Dictionary, Merriam-Webster, Accessed 25 Feb. 2024.

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