credit history
noun
: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.
Examples of credit history in a Sentence
Recent Examples on the Web
Of course, lenders consider more than just income when determining whether to approve a loan, including factors such as credit score, credit history and outstanding debt.
—
Sarah Agostino, CNBC, 13 Mar. 2026
And prior to Bilt, that payment didn’t build anyone’s credit history, which is crazy.
—Liz Hoffman, semafor.com, 10 Mar. 2026
But the move wasn’t without its challenges, including limited access to capital as immigrants and the need to build a professional track record in a system where credit history and residency length matter.
—Laura Sharman, CNN Money, 7 Mar. 2026
Check your credit history at least once a year through Equifax (800-525-6285), Experian (888-397-3742), or TransUnion (800-680-7289), each of which offers a free credit report annually.
—Adam Harrington, CBS News, 26 Jan. 2026
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Sarah Agostino, CNBC, 13 Mar. 2026
And prior to Bilt, that payment didn’t build anyone’s credit history, which is crazy.
—Liz Hoffman, semafor.com, 10 Mar. 2026
But the move wasn’t without its challenges, including limited access to capital as immigrants and the need to build a professional track record in a system where credit history and residency length matter.
—Laura Sharman, CNN Money, 7 Mar. 2026
Check your credit history at least once a year through Equifax (800-525-6285), Experian (888-397-3742), or TransUnion (800-680-7289), each of which offers a free credit report annually.
—Adam Harrington, CBS News, 26 Jan. 2026
See All Example Sentences for credit history
Cite this Entry
“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 20 Mar. 2026.
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