credit history
noun
: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.
Examples of credit history in a Sentence
Recent Examples on the Web
Keep old accounts open The length of your credit history matters.
—
Andreina Rodriguez, CNBC, 30 Jan. 2026
Check your credit history at least once a year through Equifax (800-525-6285), Experian (888-397-3742), or TransUnion (800-680-7289), each of which offers a free credit report annually.
—Adam Harrington, CBS News, 26 Jan. 2026
Showering cash on teenagers and young adults with little credit history is a recipe for fiscal disaster and has also provided cover for the massive increases in tuition that plague so many four-year institutions of higher learning.
—Editorial, Boston Herald, 25 Jan. 2026
Under Senate Bill 3072, most employers can no longer request or use a candidate’s credit history when making hiring decisions unless the role falls into one of eight limited categories.
—Alonzo Martinez, Forbes.com, 16 Jan. 2026
See All Example Sentences for credit history
Examples are automatically compiled from online sources to
show current usage.
Read More
Opinions expressed in the examples do not represent those of Merriam-Webster or its editors.
Send us feedback.
Andreina Rodriguez, CNBC, 30 Jan. 2026
Check your credit history at least once a year through Equifax (800-525-6285), Experian (888-397-3742), or TransUnion (800-680-7289), each of which offers a free credit report annually.
—Adam Harrington, CBS News, 26 Jan. 2026
Showering cash on teenagers and young adults with little credit history is a recipe for fiscal disaster and has also provided cover for the massive increases in tuition that plague so many four-year institutions of higher learning.
—Editorial, Boston Herald, 25 Jan. 2026
Under Senate Bill 3072, most employers can no longer request or use a candidate’s credit history when making hiring decisions unless the role falls into one of eight limited categories.
—Alonzo Martinez, Forbes.com, 16 Jan. 2026
See All Example Sentences for credit history
Cite this Entry
“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 1 Feb. 2026.
Copy CitationLove words? Need even more definitions?
Merriam-Webster unabridged
