credit history

noun

: a record of having borrowed and repaid money in the past

It's hard to buy a car if you don't have any credit history.

Examples of credit history in a Sentence

Recent Examples on the Web

Your credit score is built from several factors, including payment history, amounts owed, length of credit history, new credit inquiries, and credit mix. — Allbusiness, Forbes.com, 23 July 2026

All of your payments are reported to the main credit bureaus, giving your credit history a boost. — Ryley Amond, CNBC, 21 July 2026

This is especially evident among lower-income students, who often lack sufficient credit history to qualify for private student loans. — Brittney Melton, NPR, 1 July 2026

Your ability to qualify for Medicare is based on factors such as age, disability status and work history — not your credit history or debt levels. — Angelica Leicht, CBS News, 9 June 2026

Rhymes for credit history

• ethnohistory
• consistory
• mystery