credit history
noun
: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.
Examples of credit history in a Sentence
Recent Examples on the Web
The goal isn't just to manage your current limit responsibly, but to build the kind of credit history that eventually earns you higher limits and better borrowing terms.
—
Angelica Leicht, CBS News, 5 Jan. 2026
Securing traditional credit, such as a credit card or a loan, can help build your credit history since it is typically repaid over a longer period of time.
—Kevin Cerveny, Kansas City Star, 2 Jan. 2026
Ramp makes eligibility and credit limit decisions based on your business’s revenue and cash flow rather than your personal credit history.
—Ryley Amond, CNBC, 29 Dec. 2025
Pond sees the shift as a benefit for responsible buyers who simply lack a long credit history.
—Lucy Notarantonio, MSNBC Newsweek, 14 Nov. 2025
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Angelica Leicht, CBS News, 5 Jan. 2026
Securing traditional credit, such as a credit card or a loan, can help build your credit history since it is typically repaid over a longer period of time.
—Kevin Cerveny, Kansas City Star, 2 Jan. 2026
Ramp makes eligibility and credit limit decisions based on your business’s revenue and cash flow rather than your personal credit history.
—Ryley Amond, CNBC, 29 Dec. 2025
Pond sees the shift as a benefit for responsible buyers who simply lack a long credit history.
—Lucy Notarantonio, MSNBC Newsweek, 14 Nov. 2025
See All Example Sentences for credit history
Cite this Entry
“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 10 Jan. 2026.
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