credit history

noun

: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.

Examples of credit history in a Sentence

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The age of your accounts or length of credit history comprises 15% of your FICO Score, which is one of the most popular credit score models. Jason Stauffer, CNBC, 11 May 2026 Removing any barrier to providing housing is also helpful, such as sobriety and credit history. Teresa Liu, Daily News, 4 May 2026 Lenders can now evaluate borrowers using hundreds of real-time signals like spending patterns and subscription data rather than relying solely on credit history. Expert Panel®, Forbes.com, 1 May 2026 For each opening, three people are pulled from the waitlist and provided an additional application for vetting that verifies assets, credit history and criminal history. Olivia Stevens, Chicago Tribune, 28 Apr. 2026 See All Example Sentences for credit history

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“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 21 May. 2026.

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