credit history

noun

: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.

Examples of credit history in a Sentence

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Poor credit history accounts for nearly half of loan denials for purchase mortgages under $100,000, according to the Department of Housing and Urban Development. Jake Angelo, Fortune, 23 Apr. 2026 Upstart considers applicants with insufficient credit history and, at the very minimum, a credit score as low as 300. Emily Canal, CNBC, 21 Apr. 2026 For each opening, three people are pulled from the waitlist and provided an additional application for vetting that verifies assets, credit history and criminal history. Olivia Stevens, Chicago Tribune, 17 Apr. 2026 Your credit history creates a financial snapshot of you. Encyclopedia Britannica, 25 Mar. 2026 See All Example Sentences for credit history

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“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 30 Apr. 2026.

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