cred·​it | \ˈkre-dit \

Definition of credit 

(Entry 1 of 2)

1 : reliance on the truth or reality of something gave credit to everything he said Give no credit to idle rumors.

2a : the balance in a person's favor in an account

b : an amount or sum placed at a person's disposal by a bank

c : the provision of money, goods, or services with the expectation of future payment long-term credit also : money, goods, or services so provided They exhausted their credit.

d(1) : an entry on the right-hand side of an account constituting an addition to a revenue, net worth, or liability account

(2) : a deduction from an expense or asset account

e : any one of or the sum of the items entered on the right-hand side of an account

f : a deduction from an amount otherwise due

3a : influence or power derived from enjoying the confidence of another or others

b : good name : esteem also : financial or commercial trustworthiness

4 archaic : credibility

5 : a source of honor a credit to the school

6a : something that gains or adds to reputation or esteem : honor He took no credit for his kindly act.

b : recognition, acknowledgment quite willing to accept undeserved credit

7 : recognition by name of a person contributing to a performance (such as a film or telecast) the opening credits

8a : recognition by a school or college that a student has fulfilled a requirement leading to a degree

b : credit hour earned 15 credits last semester


credited; crediting; credits

Definition of credit (Entry 2 of 2)

transitive verb

1 : to trust in the truth of : believe find his story hard to credit

2 : to supply goods on credit to

3 archaic : to bring credit or honor upon

4a : to enter upon the credit side of an account

b : to place an amount to the credit of credit his account with ten dollars

5a : to consider usually favorably as the source, agent, or performer of an action or the possessor of a trait credits him with an excellent sense of humor

b : to attribute to some person They credit the invention to him.

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Synonyms & Antonyms for credit

Synonyms: Noun

belief, credence, faith

Synonyms: Verb

accept, believe, buy, swallow, take, trust

Antonyms: Noun

disbelief, discredit, doubt, nonbelief, unbelief

Antonyms: Verb

disbelieve, discredit, reject

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Choose the Right Synonym for credit


belief, faith, credence, credit mean assent to the truth of something offered for acceptance. belief may or may not imply certitude in the believer. my belief that I had caught all the errors faith almost always implies certitude even where there is no evidence or proof. an unshakable faith in God credence suggests intellectual assent without implying anything about grounds for assent. a theory now given credence by scientists credit may imply assent on grounds other than direct proof. gave full credit to the statement of a reputable witness

influence, authority, prestige, weight, credit mean power exerted over the minds or behavior of others. influence may apply to a force exercised and received consciously or unconsciously. used her influence to get the bill passed authority implies the power of winning devotion or allegiance or of compelling acceptance and belief. his opinions lacked authority prestige implies the ascendancy given by conspicuous excellence or reputation for superiority. the prestige of the newspaper weight implies measurable or decisive influence in determining acts or choices. their wishes obviously carried much weight credit suggests influence that arises from the confidence of others. his credit with the press


ascribe, attribute, assign, impute, credit mean to lay something to the account of a person or thing. ascribe suggests an inferring or conjecturing of cause, quality, authorship. forged paintings formerly ascribed to masters attribute suggests less tentativeness than ascribe, less definiteness than assign. attributed to Rembrandt but possibly done by an associate assign implies ascribing with certainty or after deliberation. assigned the bones to the Cretaceous period impute suggests ascribing something that brings discredit by way of accusation or blame. tried to impute sinister motives to my actions credit implies ascribing a thing or especially an action to a person or other thing as its agent, source, or explanation. credited his teammates for his success

Examples of credit in a Sentence


banks that extend credit to the public You need to have a strong credit history and a good job in order to get a mortgage. A credit of $50 was added to your account. All the credit must go to the play's talented director. She's finally getting the credit she deserves. He shared the credit with his parents. You've got to give her credit; she knows what she's doing.


Your payment of $38.50 has been credited to your account. The bank is crediting your account for the full amount. They credited the rescue to his quick thinking.
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Recent Examples on the Web: Noun

Dwayne Johnson is taking full responsibility for the blossoming romance and wants all the credit for matchmaking the pair, apparently through his recent movie roles with both Jonas and Chopra. Lucy Wood, Marie Claire, "Dwayne Johnson Is Taking Credit for Nick Jonas and Priyanka Chopra's Relationship," 10 July 2018 Tau is, in a sense, the house itself, the artificial intelligence (voiced, the credits insist, by Gary Oldman) that runs it. Jason Kehe, WIRED, "Sci-Fi Invades Netflix—as They Both Invade Your Home," 9 July 2018 The change diminished how much investors would pay for the credits because resulting tax savings could no longer be immediately put to some other profitable use. Jacob Adelman,, "Plans moving forward for boutique hotel at old Family Court, developer says," 9 July 2018 And the credit deserves to be spread around: Brad Hand, Craig Stammen, Kirby Yates and Adam Cimber have all had strong performances here. Emma Baccellieri,, "The Mariners Firmly Enter Baseball's Top Tier in Our Latest Power Rankings," 2 July 2018 The credit for Army’s recent resurgence clearly goes to coach Jeff Monken, who has managed to elevate the expectations surrounding the Black Knights. Matt Murschel,, "Army on verge of third straight winning season, Black Knights No. 55 in 2018 preseason college football rankings," 2 July 2018 More: Wisconsin Senate passes Gov. Scott Walker's $100-per-child tax rebate, sales tax holiday To apply for the credit, the dependent child needs to have been born before Dec. 31, 2017, and be a Wisconsin resident and U.S. citizen. Max Bayer, Milwaukee Journal Sentinel, "Nearly 140,000 families have yet to apply for child tax rebate with the deadline hours away," 2 July 2018 Olive sent the university a bill for $41,000, including $16,000 for frequent use of the photo and $25,000 for stripping off the credit. L.m. Sixel, Houston Chronicle, "UH can be sued for using photo, judge rules," 14 June 2018 The House Republican caucus quickly took to Facebook, claiming credit for Herring’s decision after thousands signed a petition in support of the move. Laura Vozzella,, "Va. seeks to dismiss suit challenging abortion restrictions," 14 July 2018

Recent Examples on the Web: Verb

Bach, who met Hollingsworth at a town hall, is credited by some with being one of the driving forces behind the amendment, which also would require farmers who kill vultures to report the animal death to authorities. Jordyn Hermani, Indianapolis Star, "Black vultures are eating cows alive. But it's difficult to legally kill the birds.," 13 July 2018 Ormand, now chairman and CEO, is widely credited with getting Lilis to this point, avoiding bankruptcy while navigating a treacherous road of headquarter relocations and several CEO changes. Jordan Blum, San Antonio Express-News, "Lilis may be an acquisition target," 13 July 2018 Notably, Michael Jackson is credited on two of the four such sets (see below). Gary Trust, Billboard, "The 7 God: Drake's 'Scorpion' Is Just Fourth Album With Record 7 Hot 100 Top 10s, & First This Century," 10 July 2018 But really, Justice Kennedy should be credited with pushing Roe right up to the brink rather than pulling it away. Martha F. Davis, Fortune, "Why Brett Kavanaugh Is a Huge Threat to Minority Rights," 10 July 2018 Her leadership is credited with developing a Downtown Overlay District, and become a certified Main Street community. Karen Huppertz, ajc, "Auburn mayor is new Georgia Municipal Association president," 10 July 2018 Both men credited the late Brian Mahoney, former commander of the Veterans Council, for his work on the issue. Nestor Ramos,, "Finally, a parade for all Southie to love. But what took so long?," 14 July 2018 Richardson credited a team of female sailors – mostly petty officers –for helping to craft the new regulations. Joel Shannon, USA TODAY, "Navy to allow women to wear their hair in ponytails, locks and other styles," 12 July 2018 Ferguson credited the seven companies for quickly agreeing to end the practice nationwide in response to his legal threats and said fast-food chains that don't follow suit will be sued. Gene Johnson,, "Fast-food chains agree to end 'no-poaching' policies," 12 July 2018

These example sentences are selected automatically from various online news sources to reflect current usage of the word 'credit.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. Send us feedback.

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First Known Use of credit


1529, in the meaning defined at sense 3


circa 1530, in the meaning defined at sense 1

History and Etymology for credit


Middle French, from Old Italian credito, from Latin creditum something entrusted to another, loan, from neuter of creditus, past participle of credere to believe, entrust — more at creed


partly from credit entry 1; partly from Latin creditus, past participle — see credit entry 1

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Statistics for credit

Last Updated

3 Nov 2018

Look-up Popularity

Time Traveler for credit

The first known use of credit was in 1529

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More Definitions for credit



Financial Definition of credit

What It Is

Credit is an agreement whereby a financial institution agrees to lend a borrower a maximum amount of money over a given time period. Interest is typically charged on the outstanding balance.

In the accounting world, a credit is also a journal entry reflecting an increase in assets.

How It Works

Credit cards and home equity lines are examples of credit. Your bar tab is another form of credit.

Not all lines of credit are alike. The borrower's creditworthiness and relationship with the lender affect the terms of the lending agreement, as does bank competition, prevailing market conditions and the size of the line in question. Some lenders apply fixed amortization rates to outstanding balances on a line of credit, while some permit interest-only payments for a time, followed by a lump-sum payment of the principal. If the lender has the right to demand repayment at any time, this is called demand credit.

As with any debt, a wide array of specific terms and requirements may apply to a line of credit. It is common in a revolving line of credit, for example, for the lender to charge a company a commitment fee to keep the unborrowed portion of the line available to the borrower. Lenders also may require a compensating balance, liens on the borrower's assets or collateral on a percentage of the line. This is called securing the line. Some lines of credit are unsecured and are thus not backed by specific assets (this often the case with credit cards). Interest rates on unsecured lines are generally higher than secured lines to compensate the lender for the added risk in the event of a default.

Why It Matters

Credit gives borrowers the ability to purchase goods and services (or for companies, credit gives borrowers the ability to invest in projects) that they normally might not be able to afford. By lending the money, creditors make money by charging interest while helping borrowers pursue their projects. However, as many people have learned the hard way, taking on too much debt can cause a lifetime of damage.

Source: Investing Answers



English Language Learners Definition of credit

 (Entry 1 of 2)

: money that a bank or business will allow a person to use and then pay back in the future

: a record of how well you have paid your bills in the past

: an amount of money that is added to an account



English Language Learners Definition of credit (Entry 2 of 2)

: to add (an amount of money) to a total

: to add money to (an account)

: to give honor or recognition to (someone or something) for doing something or for making something happen


cred·​it | \ˈkre-dət \

Kids Definition of credit

 (Entry 1 of 2)

1 : recognition or honor received for some quality or work A doctor was given credit for the discovery. She got extra credit for her report.

2 : the balance in an account in a person's favor

3 : money or goods or services allowed to a person by a bank or business with the expectation of payment later

4 : good reputation especially for honesty : high standing

5 : a source of honor or pride You are a credit to your school.

6 : a unit of schoolwork I took two credits in Spanish.

7 : belief or trust in the truth of something These rumors deserve no credit.


credited; crediting

Kids Definition of credit (Entry 2 of 2)

1 : to give recognition or honor to for something The team credited their coach for the championship.

2 : to place something in a person's favor on (a business account) We will credit your account with ten dollars.

3 : believe sense 2 Don't credit a statement from a stranger.

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Legal Definition of credit 

(Entry 1 of 2)

2a : the balance in an account which may be drawn upon and repaid later — compare loan

b : the use of resources (as money) in the present obtained by the debtor's promise to repay the creditor in the future usually with interest as compensation to the creditor and often secured by a pledge of property or the right to attach the debtor's income in case of a failure to repay — see also consumer credit — compare debt

c : financial reputation to borrow money on the credit of the United StatesU.S. Constitution art. I

d : letter of credit

3a : a deduction from an expense or asset account

b : a reduction of an amount otherwise due especially : tax credit a credit for child-care expenses — compare deduction, exclusion, exemption

Legal Definition of credit (Entry 2 of 2)

1 : to supply goods on credit to

2 : to trust in the truth of

3a : to enter upon the credit side of an account

b : to place an amount to the credit of credit his account with ten dollars

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Comments on credit

What made you want to look up credit? Please tell us where you read or heard it (including the quote, if possible).


something that serves to warn or remind

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