cred·it | \ ˈkre-dit \

Definition of credit 

(Entry 1 of 2)

1 : reliance on the truth or reality of something gave credit to everything he said Give no credit to idle rumors.

2a : the balance in a person's favor in an account

b : an amount or sum placed at a person's disposal by a bank

c : the provision of money, goods, or services with the expectation of future payment long-term credit also : money, goods, or services so provided They exhausted their credit.

d(1) : an entry on the right-hand side of an account constituting an addition to a revenue, net worth, or liability account

(2) : a deduction from an expense or asset account

e : any one of or the sum of the items entered on the right-hand side of an account

f : a deduction from an amount otherwise due

3a : influence or power derived from enjoying the confidence of another or others

b : good name : esteem also : financial or commercial trustworthiness

4 archaic : credibility

5 : a source of honor a credit to the school

6a : something that gains or adds to reputation or esteem : honor He took no credit for his kindly act.

b : recognition, acknowledgment quite willing to accept undeserved credit

7 : recognition by name of a person contributing to a performance (such as a film or telecast) the opening credits

8a : recognition by a school or college that a student has fulfilled a requirement leading to a degree

b : credit hour earned 15 credits last semester


credited; crediting; credits

Definition of credit (Entry 2 of 2)

transitive verb

1 : to trust in the truth of : believe find his story hard to credit

2 : to supply goods on credit to

3 archaic : to bring credit or honor upon

4a : to enter upon the credit side of an account

b : to place an amount to the credit of credit his account with ten dollars

5a : to consider usually favorably as the source, agent, or performer of an action or the possessor of a trait credits him with an excellent sense of humor

b : to attribute to some person They credit the invention to him.

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Synonyms & Antonyms for credit

Synonyms: Noun

belief, credence, faith

Synonyms: Verb

accept, believe, buy, swallow, take, trust

Antonyms: Noun

disbelief, discredit, doubt, nonbelief, unbelief

Antonyms: Verb

disbelieve, discredit, reject

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Choose the Right Synonym for credit


belief, faith, credence, credit mean assent to the truth of something offered for acceptance. belief may or may not imply certitude in the believer. my belief that I had caught all the errors faith almost always implies certitude even where there is no evidence or proof. an unshakable faith in God credence suggests intellectual assent without implying anything about grounds for assent. a theory now given credence by scientists credit may imply assent on grounds other than direct proof. gave full credit to the statement of a reputable witness

influence, authority, prestige, weight, credit mean power exerted over the minds or behavior of others. influence may apply to a force exercised and received consciously or unconsciously. used her influence to get the bill passed authority implies the power of winning devotion or allegiance or of compelling acceptance and belief. his opinions lacked authority prestige implies the ascendancy given by conspicuous excellence or reputation for superiority. the prestige of the newspaper weight implies measurable or decisive influence in determining acts or choices. their wishes obviously carried much weight credit suggests influence that arises from the confidence of others. his credit with the press


ascribe, attribute, assign, impute, credit mean to lay something to the account of a person or thing. ascribe suggests an inferring or conjecturing of cause, quality, authorship. forged paintings formerly ascribed to masters attribute suggests less tentativeness than ascribe, less definiteness than assign. attributed to Rembrandt but possibly done by an associate assign implies ascribing with certainty or after deliberation. assigned the bones to the Cretaceous period impute suggests ascribing something that brings discredit by way of accusation or blame. tried to impute sinister motives to my actions credit implies ascribing a thing or especially an action to a person or other thing as its agent, source, or explanation. credited his teammates for his success

Examples of credit in a Sentence


banks that extend credit to the public You need to have a strong credit history and a good job in order to get a mortgage. A credit of $50 was added to your account. All the credit must go to the play's talented director. She's finally getting the credit she deserves. He shared the credit with his parents. You've got to give her credit; she knows what she's doing.


Your payment of $38.50 has been credited to your account. The bank is crediting your account for the full amount. They credited the rescue to his quick thinking.
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Recent Examples on the Web: Noun

To its credit, Cruise has chosen to test its cars in a super-challenging environment, the dense and oft-surprising streets of San Francisco. Aarian Marshall, WIRED, "A Cruise-on-Cruise Crash Reveals the Hardest Thing About Self-Driving Tech," 3 July 2018 Even with his longest project to date, Drake made sure not to shortchange his collaborators and gave credit to each and every person who contributed to the 25-track project. Alessandra Rincón, Billboard, "Check Out the Full Credits to Drake's 'Scorpion' Album," 29 June 2018 Zachary Barnes was looking for a summer internship to finish remaining credits needed for his journalism degree at Michigan State University before heading home to San Diego to begin his career. Carol Cain, Detroit Free Press, "MSU-led internship program helps Detroit move forward," 14 July 2018 The company has delivered 200,000 electric cars to buyers in the United States, which means it's reached the tax credit threshold established under the Republican tax plan that passed last year. Dino Grandoni, Washington Post, "The Energy 202: Scott Pruitt is still under investigation by EPA watchdog," 13 July 2018 Stanley Chu will receive 239 days credit for time served, Judge Sally Duncan said Friday morning in Maricopa County Superior Court. Kelsey Mo, azcentral, "Stanley Chu sentenced to 15-year prison term for fatal 2016 crash in Tempe," 13 July 2018 Despite his angular good looks, Stepansky is actually a sound designer by training, with a solid record of off-screen credits including Myroslav Slaboshpytskyi's Cannes prize-winner The Tribe. Stephen Dalton, The Hollywood Reporter, "'Volcano': Film Review | Karlovy Vary 2018," 13 July 2018 The credit is available to qualified customers through 2020. Mark Maynard,, "2018 Kia Niro PHEV: The future of plug-and-play," 13 July 2018 Urban’s credit on Daniels’ 1999 album arguably manifests Daniels’ high praise even more. 7. Fox News, "Keith Urban facts: 7 things you didn't know about the country music icon," 13 July 2018

Recent Examples on the Web: Verb

The protests are largely credited with helping Roy Cooper, a Democrat, narrowly defeat McCrory in the 2016 gubernatorial race. Jelani Cobb, The New Yorker, "William Barber Takes on Poverty and Race in the Age of Trump," 7 May 2018 Her book and the fire are credited with pushing the state to adopt 36 new worker safety regulations. Olivia Campbell, Smithsonian, "The Historical Struggle to Rid Socialism of Sexism," 12 July 2018 Star Trek’s best episode is credited to Harlan Ellison alone. Keith Phipps, Vox, "Harlan Ellison wrote Star Trek’s greatest episode. He hated it.," 29 June 2018 His selection as the 100th inductee and only RB Hall of Fame 2010 honoree was due to the volunteer-recognition organization’s desire to credit the man who made their community possible. Elizabeth Marie Himchak, Rancho Bernardo, "Rancho Bernardo's founder, Harry Summers, has died," 26 June 2018 This isn't the first time Miranda has credited her success to heartbreak. Taysha Murtaugh, Country Living, "Miranda Lambert Says ‘the Truth’ About All of Her Relationship Drama Is in Her Music," 22 June 2018 Goalkeeper Ashlyn Harris was nearly credited with an own-goal of her own. Jordan Culver, Pro Soccer USA, "Orlando Pride fall 4-3 to North Carolina Courage in wild match," 23 May 2018 Eisen wrote on Twitter, while crediting Lander for apologizing. Andrew Joseph, STAT, "He takes on Eric Lander, and the scientific establishment. ‘This is who I am. I get angry.’," 16 May 2018 Your production is credited against your consumption, and any excess is carried forward indefinitely. Rocky Barker, idahostatesman, "Regulators OK Idaho Power's 1st step toward changing how it charges solar users | Idaho Statesman," 9 May 2018

These example sentences are selected automatically from various online news sources to reflect current usage of the word 'credit.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. Send us feedback.

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First Known Use of credit


1529, in the meaning defined at sense 3


circa 1530, in the meaning defined at sense 1

History and Etymology for credit


Middle French, from Old Italian credito, from Latin creditum something entrusted to another, loan, from neuter of creditus, past participle of credere to believe, entrust — more at creed


partly from credit entry 1; partly from Latin creditus, past participle — see credit entry 1

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Statistics for credit

Last Updated

22 Sep 2018

Look-up Popularity

Time Traveler for credit

The first known use of credit was in 1529

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More Definitions for credit



Financial Definition of credit

What It Is

Credit is an agreement whereby a financial institution agrees to lend a borrower a maximum amount of money over a given time period. Interest is typically charged on the outstanding balance.

In the accounting world, a credit is also a journal entry reflecting an increase in assets.

How It Works

Credit cards and home equity lines are examples of credit. Your bar tab is another form of credit.

Not all lines of credit are alike. The borrower's creditworthiness and relationship with the lender affect the terms of the lending agreement, as does bank competition, prevailing market conditions and the size of the line in question. Some lenders apply fixed amortization rates to outstanding balances on a line of credit, while some permit interest-only payments for a time, followed by a lump-sum payment of the principal. If the lender has the right to demand repayment at any time, this is called demand credit.

As with any debt, a wide array of specific terms and requirements may apply to a line of credit. It is common in a revolving line of credit, for example, for the lender to charge a company a commitment fee to keep the unborrowed portion of the line available to the borrower. Lenders also may require a compensating balance, liens on the borrower's assets or collateral on a percentage of the line. This is called securing the line. Some lines of credit are unsecured and are thus not backed by specific assets (this often the case with credit cards). Interest rates on unsecured lines are generally higher than secured lines to compensate the lender for the added risk in the event of a default.

Why It Matters

Credit gives borrowers the ability to purchase goods and services (or for companies, credit gives borrowers the ability to invest in projects) that they normally might not be able to afford. By lending the money, creditors make money by charging interest while helping borrowers pursue their projects. However, as many people have learned the hard way, taking on too much debt can cause a lifetime of damage.

Source: Investing Answers



English Language Learners Definition of credit

 (Entry 1 of 2)

: money that a bank or business will allow a person to use and then pay back in the future

: a record of how well you have paid your bills in the past

: an amount of money that is added to an account



English Language Learners Definition of credit (Entry 2 of 2)

: to add (an amount of money) to a total

: to add money to (an account)

: to give honor or recognition to (someone or something) for doing something or for making something happen


cred·it | \ ˈkre-dət \

Kids Definition of credit

 (Entry 1 of 2)

1 : recognition or honor received for some quality or work A doctor was given credit for the discovery. She got extra credit for her report.

2 : the balance in an account in a person's favor

3 : money or goods or services allowed to a person by a bank or business with the expectation of payment later

4 : good reputation especially for honesty : high standing

5 : a source of honor or pride You are a credit to your school.

6 : a unit of schoolwork I took two credits in Spanish.

7 : belief or trust in the truth of something These rumors deserve no credit.


credited; crediting

Kids Definition of credit (Entry 2 of 2)

1 : to give recognition or honor to for something The team credited their coach for the championship.

2 : to place something in a person's favor on (a business account) We will credit your account with ten dollars.

3 : believe sense 2 Don't credit a statement from a stranger.

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Legal Definition of credit 

(Entry 1 of 2)

2a : the balance in an account which may be drawn upon and repaid later — compare loan

b : the use of resources (as money) in the present obtained by the debtor's promise to repay the creditor in the future usually with interest as compensation to the creditor and often secured by a pledge of property or the right to attach the debtor's income in case of a failure to repay — see also consumer credit — compare debt

c : financial reputation to borrow money on the credit of the United StatesU.S. Constitution art. I

d : letter of credit

3a : a deduction from an expense or asset account

b : a reduction of an amount otherwise due especially : tax credit a credit for child-care expenses — compare deduction, exclusion, exemption

Legal Definition of credit (Entry 2 of 2)

1 : to supply goods on credit to

2 : to trust in the truth of

3a : to enter upon the credit side of an account

b : to place an amount to the credit of credit his account with ten dollars

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Comments on credit

What made you want to look up credit? Please tell us where you read or heard it (including the quote, if possible).


to deposit or conceal in a hiding place

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