If wherewithal sounds like three words smashed together, that’s because it is—sort of. Wherewithal combines where and withal, an adverb from Middle English that is itself a combination of with and all. In the past, wherewithal was used as a conjunction meaning "with or by means of which" and as a pronoun meaning "that with or by which." Today, however, it is almost always used as a noun to refer to the means or resources a person or entity has at their disposal. It refers especially to financial resources, but other means such as social influence, ability, and emotional capacity may also be termed as "wherewithal."
Noun
A project as big as this requires a lot of financial wherewithal.
He doesn't have the wherewithal to finish what he started.
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Noun
Luckey has one possible answer to that problem in his suggestion that the United States put more emphasis on giving allies the wherewithal to defend themselves.—William Hartung, Forbes.com, 25 May 2026 The Heat has the financial wherewithal to likely re-sign its own top pending free agent, Powell, and still be in play for Antetokounmpo.—Greg Cote
may 25, Miami Herald, 25 May 2026 That’s enough room to decline Champagnie’s option and re-up him on team-friendly terms for longer — a recent Thunder specialty — extend Johnson and Wembanyama and still have the wherewithal to address the rest of the roster.—John Hollinger, New York Times, 21 May 2026 China has the wherewithal to help on both counts—selling advanced weapons to Russia and reducing purchases of Iranian oil—though Xi has steadfastly refused to exert that leverage.—Charlie Campbell, Time, 20 May 2026 See All Example Sentences for wherewithal