If wherewithal sounds like three words smashed together, that’s because it is—sort of. Wherewithal combines where and withal, an adverb from Middle English that is itself a combination of with and all. In the past, wherewithal was used as a conjunction meaning "with or by means of which" and as a pronoun meaning "that with or by which." Today, however, it is almost always used as a noun to refer to the means or resources a person or entity has at their disposal. It refers especially to financial resources, but other means such as social influence, ability, and emotional capacity may also be termed as "wherewithal."
Noun
A project as big as this requires a lot of financial wherewithal.
He doesn't have the wherewithal to finish what he started.
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Noun
The question, Huss said, is whether more than a few mid-majors have the financial wherewithal to compete for those spots.—Eric Olson, Chicago Tribune, 8 May 2026 After all, Skydance Media’s $8 billion merger with Paramount last summer triggered the provision that gives the NFL the wherewithal to opt out of its legacy pact with CBS.—Anthony Crupi, Sportico.com, 1 May 2026 Athena, who stayed calm during her abduction and had the wherewithal to question her abductor, fought back when Horner was attacking her, prosecutors said, according to theStar-Telegramand NBC DFW.—Christina Coulter, PEOPLE, 27 Apr. 2026 And, unlike Jokic, doesn’t display the wherewithal to avoid nonsensical fouls that hurt the team via in-the-moment free throws as well as adding to the quarter’s foul tally.—Jace Frederick, Twin Cities, 23 Apr. 2026 See All Example Sentences for wherewithal