If wherewithal sounds like three words smashed together, that’s because it is—sort of. Wherewithal combines where and withal, an adverb from Middle English that is itself a combination of with and all. In the past, wherewithal was used as a conjunction meaning "with or by means of which" and as a pronoun meaning "that with or by which." Today, however, it is almost always used as a noun to refer to the means or resources a person or entity has at their disposal. It refers especially to financial resources, but other means such as social influence, ability, and emotional capacity may also be termed as "wherewithal."
Noun
A project as big as this requires a lot of financial wherewithal.
He doesn't have the wherewithal to finish what he started.
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Noun
Denver has enviable financial wherewithal, the cap room to be flexible and the stability in personnel atop their football operation that makes following a plan and process easier — though not a guarantee.—Parker Gabriel, Denver Post, 4 Mar. 2026 Perhaps nine out of 10 times, Toews scores in this scenario, but Hellebuyck somehow had the wherewithal to throw out his stick as a last-ditch effort for the save.—Scott Thompson, FOXNews.com, 22 Feb. 2026 The 132-pound freshman wrestler has an even-keel disposition which combines with a wherewithal to realize that his early accomplishments have put him well ahead of schedule.—Patrick Z. McGavin, Chicago Tribune, 10 Feb. 2026 Many said that older adults assume that students don't have the wherewithal to understand major issues and take a stand on them.—Cate Charron, IndyStar, 5 Feb. 2026 See All Example Sentences for wherewithal