If wherewithal sounds like three words smashed together, that’s because it is—sort of. Wherewithal combines where and withal, an adverb from Middle English that is itself a combination of with and all. In the past, wherewithal was used as a conjunction meaning "with or by means of which" and as a pronoun meaning "that with or by which." Today, however, it is almost always used as a noun to refer to the means or resources a person or entity has at their disposal. It refers especially to financial resources, but other means such as social influence, ability, and emotional capacity may also be termed as "wherewithal."
Noun
A project as big as this requires a lot of financial wherewithal.
He doesn't have the wherewithal to finish what he started.
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Noun
Those firms have the financial wherewithal to navigate the dispute system, says Kennah Watts, a research fellow at Georgetown University’s Center on Health Insurance Reforms.—
Lisa Jarvis,
Mercury News,
1 Aug. 2026 The Giants have the wherewithal to pay down some of that money to widen the field and involve contenders with greater financial restraints.—
Andrew Baggarly,
New York Times,
31 July 2026 The job market has bounced back this year from a lackluster 2025, giving consumers the wherewithal to spend.—
Paul Wiseman,
Los Angeles Times,
30 July 2026 Where the Padres may be unique is MLB’s collective bargaining agreement unfairly weakening the club’s farm-building and trade-making wherewithal.—
Tom Krasovic,
San Diego Union-Tribune,
6 July 2026 See All Example Sentences for wherewithal