deposit

verb
de·​pos·​it | \ di-ˈpä-zət How to pronounce deposit (audio) \
deposited\ di-​ˈpä-​zə-​təd How to pronounce deposited (audio) , -​ˈpäz-​təd \; depositing\ di-​ˈpä-​zə-​tiŋ How to pronounce depositing (audio) , -​ˈpäz-​tiŋ \

Definition of deposit

 (Entry 1 of 2)

transitive verb

1 : to place especially for safekeeping or as a pledge depositing her tools in the trunk of the car especially, economics : to put in a bank having your paycheck automatically deposited into your bank account
2a : to lay down : place deposited himself in the chair next to me
b : to let fall (something, such as sediment) layers of mud that had been deposited by the flood

intransitive verb

: to become deposited

deposit

noun

Definition of deposit (Entry 2 of 2)

1 : the state of being deposited
2 : something placed for safekeeping: such as
a : money deposited in a bank making a deposit or a withdrawal a deposit of $3,000
b : money given as a pledge or down payment put down a deposit on a new house
3 : a place of deposit : depository
4 : an act of laying or putting something or someone down : an act of depositing the deposit of boulders by ancient glaciers
5a : something laid down especially : matter deposited by a natural process sandy deposits at the river's mouth fatty deposits in the arteries
b geology : a natural accumulation (as of iron ore, coal, or gas)

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Other Words from deposit

Verb

depositor \ di-​ˈpä-​zə-​tər How to pronounce depositor (audio) , -​ˈpäz-​tər \ noun

Synonyms & Antonyms for deposit

Synonyms: Verb

bank

Synonyms: Noun

deposition, dregs, grounds, precipitate, sediment, settlings

Antonyms: Verb

withdraw

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Examples of deposit in a Sentence

Verb

Your paycheck will be automatically deposited into your account. I deposited over $3,000 this afternoon. Please deposit your things in your room and return to the hotel lobby. The taxi deposited us at the train station.

Noun

Our records show that she made a large deposit to her account earlier in the month. If you return that empty soda can, you'll get back the five-cent deposit you paid when you bought the soda. The rental car company requires a deposit for drivers under the age of 25. a deposit of mud left by the flood He had surgery to remove calcium deposits from his knee. the buildup of fat deposits in the arteries Their company has discovered new oil deposits below the ocean floor.
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Recent Examples on the Web: Verb

Microblading is a common and increasingly popular cosmetic procedure in which a fine pen is used to deposit pigment directly under the skin, creating brow hair-like strokes for fuller-looking arches. Kaleigh Fasanella, Allure, "This Woman's Microblading Experience Left Her With Botched Eyebrows," 18 Apr. 2019 So in practice, systems like this tend to require users to deposit more than $1 worth of backing assets for every $1 of stablecoin that gets issued. Timothy B. Lee, Ars Technica, "Basis—the “stable” cryptocurrency with $133 million invested—explained," 25 Apr. 2018 The paleosols, according to ancient-climate reconstructions, got deposited during warmer, wetter periods. Kiona N. Smith, Ars Technica, "Hominins lived in China 2.1 million years ago," 11 July 2018 If the agent was deposited more recently, then the March poisoning was not an isolated attack. Ellen Barry, New York Times, "2 in U.K. Exposed to Novichok, Nerve Agent That Sickened Ex-Spy," 4 July 2018 The microbots might grasp and deposit components like LEDs, for instance, to build even more complex structures. Matt Simon, WIRED, "How Roboticists Are Copying Nature to Make Fantastical Machines," 28 June 2018 There were days when the dog would be deposited on the front porch by one driver and within the hour escape out the back through the legs of a child. C.j. Chivers, Popular Mechanics, "The Best Thing To Do When Your Dog Won't Stay," 24 Dec. 2018 The drawing is at least 40,000 years old, based on uranium-series dating of a thin layer of rock deposited on top of the drawing since its creation. Kiona N. Smith, Ars Technica, "The world’s oldest figurative drawing depicts a wounded animal," 9 Nov. 2018 Image: JAXA This morning, a Japanese space probe deposited two tiny rovers on an asteroid nearly 200 million miles from Earth. Loren Grush, The Verge, "A Japanese spacecraft just threw two small rovers at an asteroid," 21 Sep. 2018

Recent Examples on the Web: Noun

Once a deposit is received, the proposal is sent to the cabinet maker, who begins work on the project. Hadley Keller, House Beautiful, "A New Company Making Custom, English-Style Kitchens Available a la Carte," 30 May 2019 Take into consideration destruction to the apartment could mean forfeiting a security deposit. Charles Curkin, ELLE Decor, "The Era of Karate-Chopping Your Throw Pillows Needs To End, According to Jan Showers," 29 May 2019 Landlords often ask for, among other things, first month’s rent, last month’s rent, and a security deposit. Ankur Jain, Marie Claire, "Millennials Are Generation Broke—Here's How We Fix It," 21 May 2019 And on top of that, SpaceX announced the first passenger for the future Starship — a Japanese billionaire who supposedly put down a substantial deposit to ride on the vehicle. Loren Grush, The Verge, "The Verge 2018 tech report card: SpaceX," 29 Dec. 2018 If women don't have extra cash available, Skvarla and Lauren will put down a deposit or pay for the order in full so the cost of materials isn't a burden. Leena Kim, Town & Country, "Lauren Conrad and Hannah Skvarla's Little Market is Empowering Women Around the World," 14 Nov. 2018 According to a TNS Gallup poll last year, 68 percent replied that a refund system for plastic bags (with a deposit added to the current price) is a good idea. National Geographic, "Danes Use Far Fewer Plastic Bags Than Americans—Here's How," 21 May 2018 The strongman plunked down a deposit for Russia’s advanced S-400 air-defense system in December 2017—months after Congress passed a law that triggers painful U.S. sanctions on governments that purchase Russian armaments. Eric Edelman And, WSJ, "Trump Can’t Afford to Go Soft on Turkey," 15 May 2019 The order books open today, with prospective owners able to place their order on a special website with a deposit of $500. Daniel Golson, Car and Driver, "Mazda Is Bringing More Units of the MX-5 Miata 30th Anniversary Edition to the U.S.," 14 May 2019

These example sentences are selected automatically from various online news sources to reflect current usage of the word 'deposit.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. Send us feedback.

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First Known Use of deposit

Verb

1624, in the meaning defined at transitive sense 1

Noun

1621, in the meaning defined at sense 1

History and Etymology for deposit

Verb and Noun

Latin depositus, past participle of deponere — see depose

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Statistics for deposit

Last Updated

7 Jun 2019

Look-up Popularity

Time Traveler for deposit

The first known use of deposit was in 1621

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More Definitions for deposit

deposit

noun

Financial Definition of deposit

What It Is

In the finance world, a deposit is the placement of funds in an account with a bank or other financial institution. Many people also use the term to refer to a refundable down payment made to ensure that a future transaction occurs.

How It Works

In the banking world, there are two general types of deposits: demand deposits and time deposits. Demand deposits are the placement of funds into an account that allows the depositor to withdraw his or her funds from the account without warning or with less than seven days' notice. Checking accounts are demand deposits. They allow the depositor to withdraw funds at any time, and there is no limit to the number of transactions a depositor can have on these accounts (although this does not mean that the bank cannot charge a fee for each transaction).

A time deposit is an interest-bearing deposit held by a bank or financial institution for a fixed term whereby the depositor can withdraw the funds only after giving notice. Time deposits generally refer to savings accounts or certificates of deposit, and banks and financial institutions usually require 30 days' notice for withdrawal of these deposits. Individuals and companies often consider time deposits as "cash" or readily available funds even though they are technically not payable on demand. The notice requirement also means that banks may assess a penalty for withdrawal before a specified date. Time deposits may pay higher interest rates than demand deposits.

Why It Matters

Demand deposits at commercial banks are part of the M1 money supply calculated by the Federal Reserve. Time deposits below $100,000 are included in the Federal Reserve's M2 money supply measure, and time deposits above $100,000 are included in the M3 money supply. The Federal Reserve currently does not place reserve requirements on savings deposits and CDs, but the amount of demand deposits an institution has often dictates all or part of the reserves it must keep on hand either in vault cash or on deposit with the Federal Reserve; the more dollars an institution has in demand deposits, the more dollars it must keep in reserves.

Source: Investing Answers

time deposit

noun

Financial Definition of time deposit

What It Is

A time deposit is an interest-bearing deposit held by a bank or financial institution for a fixed term whereby the depositor can only withdraw the funds after giving notice.

How It Works

Time deposits generally refer to savings accounts or certificates of deposit, and banks and financial institutions usually require 30 days notice for withdrawal of these deposits.

Why It Matters

Individuals and companies often consider time deposits as cash, or readily available funds, even though they are technically not payable on demand. The notice requirement also means that banks may assess a penalty for withdrawal before a specified date.

Time deposits may pay higher interest rates than demand deposits such as checking or money market accounts, which allow withdrawals at any time. The Federal Reserve currently does not place reserve requirements on savings deposits and CDs.

Time deposits below $100,000 are included in the Federal Reserve's M2 money supply measure, and time deposits above $100,000 are included in the M3 money supply.

Source: Investing Answers

deposit

verb

English Language Learners Definition of deposit

 (Entry 1 of 2)

: to put (money) in a bank account
somewhat formal : to put or leave (someone or something) in a particular place
: to leave an amount of (something, such as sand, snow, or mud) on a surface or area especially over a period of time

deposit

noun

English Language Learners Definition of deposit (Entry 2 of 2)

: an amount of money that is put in a bank account
: money that you give someone when you agree to buy something (such as a house or car)
: money that you pay when you buy or rent something and that you can get back if you return the thing or leave it in good condition

deposit

verb
de·​pos·​it | \ di-ˈpä-zət How to pronounce deposit (audio) \
deposited; depositing

Kids Definition of deposit

 (Entry 1 of 2)

1 : to place for or as if for safekeeping I deposited money in the bank.
2 : to give as a pledge that a purchase will be made or a service used He deposited ten dollars on a new bicycle.
3 : to lay down : put He deposited his books on the table.
4 : to let fall or sink Layers of mud were deposited by flood waters.

deposit

noun

Kids Definition of deposit (Entry 2 of 2)

1 : the state of being deposited money on deposit
2 : money that is deposited
3 : something given as a pledge or as part payment He put a deposit of ten dollars on a new bicycle.
4 : something laid or thrown down A deposit of mud was left by the flood.
5 : mineral matter built up in nature a coal deposit

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deposit

transitive verb
de·​pos·​it | \ di-ˈpäz-ət How to pronounce deposit (audio) \
deposited\ -​ˈpäz-​ət-​əd, -​ˈpäz-​təd How to pronounce deposited (audio) \; depositing\ -​ˈpäz-​ət-​iŋ, -​ˈpäz-​tiŋ How to pronounce depositing (audio) \

Medical Definition of deposit

 (Entry 1 of 2)

: to lay down or foster the accumulation of as a deposit crystals are deposited in the articular cartilage, the synovium, and the capsuleMedical Radiography & Photography

deposit

noun

Medical Definition of deposit (Entry 2 of 2)

: matter laid down or accumulated especially in a living organism by a normal or abnormal process removal of calcium deposits in his knees by arthroscopic surgery

deposit

transitive verb
de·​pos·​it | \ di-ˈpä-zət How to pronounce deposit (audio) \

Legal Definition of deposit

 (Entry 1 of 2)

1 : to place for safekeeping or as security may deposit the property with the court especially : to put in a bank account
2 in the civil law of Louisiana : to place (movable property) under a deposit the depository can not make use of the thing depositedLouisiana Civil Code

Other Words from deposit

depositor \ di-​ˈpä-​zə-​tər How to pronounce depositor (audio) \ noun

deposit

noun

Legal Definition of deposit (Entry 2 of 2)

1 : the state of being deposited (as in an account) holding the property on deposit — compare escrow, trust
2 : something placed for safekeeping: as
a : money deposited in a bank especially to one's credit
demand deposit
: a bank deposit that can be withdrawn without prior notice
general deposit
: a deposit of money in a bank that is to the credit of the depositor thereby giving the depositor the right to money and creating a debtor-creditor relationship
special deposit
: a deposit that is made for a specific purpose, that is to be returned to the depositor, and that creates a bailment or trust
time deposit
: a bank deposit that can be withdrawn only after a set period of time or with prior notice
b : something given as security — see also security deposit

Note: A deposit may be applied to a purchase price or may be considered partial payment.

3 in the civil law of Louisiana

a : the gratuitous transfer of possession of movable property to another for a limited time or specified purpose such that the depositary is liable to some extent for loss or damage to the property — see also sequestration — compare bailment, hiring, loan for consumption and loan for use at loan

Note: Like the common-law bailment, the civil law deposit requires either actual or constructive delivery.

necessary deposit
: a deposit compelled by a sudden emergency

Note: The Louisiana Civil Code deems the deposit of travelers' belongings with an innkeeper a necessary deposit.

voluntary deposit
: a deposit that is made by the mutual consent of the depositor and depositary

Note: The consent required may be express or implied, and because of the requirements of consent, only persons with the capacity to contract can make a voluntary deposit.

b : the movable property that is the object of a deposit the depositary is bound to use the same diligence in preserving the deposit that he uses in preserving his own propertyLouisiana Civil Code
4 : an act of depositing upon the deposit of the money in the escrow account
5 : depository night deposit

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More from Merriam-Webster on deposit

Rhyming Dictionary: Words that rhyme with deposit

Thesaurus: All synonyms and antonyms for deposit

Spanish Central: Translation of deposit

Nglish: Translation of deposit for Spanish Speakers

Britannica English: Translation of deposit for Arabic Speakers

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