certificate of deposit
noun phrase
: a money-market bond of a preset face value paying fixed interest and redeemable without penalty only on maturity
Examples of certificate of deposit in a Sentence
Recent Examples on the Web
That is based on a classic 60/40 portfolio comprised of the S&P 500 index and Bloomberg US Aggregate Bond Index versus cash based on Treasury bills or a certificate of deposit equivalent, according to Jack Manley, global market strategist at JPMorgan Asset Management.
—
Lorie Konish, CNBC, 24 Apr. 2025
Secured personal loans, on the other hand, often require a deposit—such as a savings account or certificate of deposit—as collateral.
—True Tamplin, Forbes, 20 Mar. 2025
With these types of loans, the lender deposits the loan amount into a savings account or a certificate of deposit (CD) for a set period, usually 12 to 24 months.
—José Omar Rodríguez, Sacramento Bee, 26 Feb. 2025
Savers can still get a roughly 4% to 5% return from a money market fund, high-yield bank savings account or certificate of deposit, for example.
—Greg Iacurci, CNBC, 21 Jan. 2025
Also, municipal bonds aren’t covered by FDIC insurance the way a certificate of deposit would be.
—Liz Weston, San Diego Union-Tribune, 5 Jan. 2025
Advertisement Also, municipal bonds aren’t covered by FDIC insurance the way a certificate of deposit would be.
—Liz Weston, Los Angeles Times, 29 Dec. 2024
The top yields then included promotional rates of just 0.67% on a one-year certificate of deposit, according to Bankrate.com data.
—Susan Tompor, Detroit Free Press, 3 Oct. 2024
Consider locking in today’s rates by saving the extra funds in a certificate of deposit.
—Nerdwallet, Boston Herald, 18 Sep. 2024
Examples are automatically compiled from online sources to
show current usage.
Read More
Opinions expressed in the examples do not represent those of Merriam-Webster or its editors.
Send us feedback.
Lorie Konish, CNBC, 24 Apr. 2025
Secured personal loans, on the other hand, often require a deposit—such as a savings account or certificate of deposit—as collateral.
—True Tamplin, Forbes, 20 Mar. 2025
With these types of loans, the lender deposits the loan amount into a savings account or a certificate of deposit (CD) for a set period, usually 12 to 24 months.
—José Omar Rodríguez, Sacramento Bee, 26 Feb. 2025
Savers can still get a roughly 4% to 5% return from a money market fund, high-yield bank savings account or certificate of deposit, for example.
—Greg Iacurci, CNBC, 21 Jan. 2025
Also, municipal bonds aren’t covered by FDIC insurance the way a certificate of deposit would be.
—Liz Weston, San Diego Union-Tribune, 5 Jan. 2025
Advertisement Also, municipal bonds aren’t covered by FDIC insurance the way a certificate of deposit would be.
—Liz Weston, Los Angeles Times, 29 Dec. 2024
The top yields then included promotional rates of just 0.67% on a one-year certificate of deposit, according to Bankrate.com data.
—Susan Tompor, Detroit Free Press, 3 Oct. 2024
Consider locking in today’s rates by saving the extra funds in a certificate of deposit.
—Nerdwallet, Boston Herald, 18 Sep. 2024
Cite this Entry
“Certificate of deposit.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/certificate%20of%20deposit. Accessed 3 May. 2025.
Copy CitationLove words? Need even more definitions?
Merriam-Webster unabridged
Share