repay

verb

re·​pay (ˌ)rē-ˈpā 

repaid (ˌ)rē-ˈpād  ; repaying

transitive verb

1

a

: to pay back

repay a loan

b

: to give or inflict in return or requital

repay evil for evil

2

: to make a return payment to : compensate, requite

3

: to make requital for : recompense

the success that repays hard work

intransitive verb

: to make return payment or requital

repayable

(ˌ)rē-ˈpā-ə-bəl 

adjective

repayment

(ˌ)rē-ˈpā-mənt 

noun

Synonyms

• refund
• reimburse

Choose the Right Synonym for repay

pay, compensate, remunerate, satisfy, reimburse, indemnify, repay, recompense mean to give money or its equivalent in return for something.

pay implies the discharge of an obligation incurred.

paid their bills

compensate implies a making up for services rendered.

an attorney well compensated for her services

remunerate clearly suggests paying for services rendered and may extend to payment that is generous or not contracted for.

promised to remunerate the searchers handsomely

satisfy implies paying a person what is required by law.

all creditors will be satisfied in full

reimburse implies a return of money that has been spent for another's benefit.

reimbursed employees for expenses

indemnify implies making good a loss suffered through accident, disaster, warfare.

indemnified the families of the dead miners

repay stresses paying back an equivalent in kind or amount.

repay a favor with a favor

recompense suggests due return in amends, friendly repayment, or reward.

passengers were recompensed for the delay

Examples of repay in a Sentence

You can repay the mortgage over 30 years.

She would rather have to repay the bank than borrow from her parents and have to repay them.

How can I ever repay your kindness?

How can I ever repay you for your kindness?

Recent Examples on the Web

These half-century-old awards, which don’t need to be repaid, make a big difference in whether students from families of modest means enroll and stay in college, their supporters say. —Danielle Chemtob, Forbes.com, 25 June 2025

Under the law, customers would remain responsible for whatever costs are approved by PURA, but repay them in smaller monthly installments over a longer period. —Edmund H. Mahony, Hartford Courant, 24 June 2025

Colleges worry they would be required to reimburse the federal government if their students fail to repay their loans. —Michael McCann, Sportico.com, 23 June 2025

Currently, the standard repayment plan calculates monthly payments to have the debt repaid in 10 years. —Kamaron McNair, CNBC, 18 June 2025

Word History

First Known Use

15th century, in the meaning defined at transitive sense 1a

Rhymes for repay

• airway
• allay
• archway
• array
• ashtray
• astray
• aue
• away
• ballet
• belay
• beltway
• beret

Kids Definition

repay

verb

re·​pay (ˈ)rē-ˈpā 

repaid -ˈpād  ; repaying

1

: to pay back

repay a loan

2

: to make a return payment to

repay a creditor

repayable

-ˈpā-ə-bəl 

adjective

repayment

-ˈpā-mənt 

noun