out-of-pocket

1 of 2

adjective

out-of-pock·​et ˌau̇t-ə(v)-ˈpä-kət How to pronounce out-of-pocket (audio)
: requiring an outlay of cash
out-of-pocket expenses

out of pocket

2 of 2

adverb

1
: from cash on hand : with one's own money rather than with money from another source (such as an insurance company)
With so many people willing to pay out of pocket most insurance companies do not pay for the procedure, because they regard it as "cosmetic" …Kenneth Chang
2
chiefly British
a
: in the position of having lost money
On Oct. 7, the government suddenly pulled the plug on Railtrack PLC, the privatized owner of Britain's railway infrastructure, leaving the company's 250,000 shareholders out of pocket.Kerry Capell
b
: out of funds : without money
My wife and I are already consumers of Straus's organic yogurt, butter, cream and ice cream, although I admit when I am feeling out of pocket I opt for a slightly cheaper competitor.Larry Gallagher

Examples of out-of-pocket in a Sentence

Recent Examples on the Web
Adjective
Many dental plans require patients to shoulder pricey out-of-pocket care beyond routine cleanings and x-rays. Taylor Wilson, USA TODAY, 16 July 2024 An Overview of Osteoporosis For example, the out-of-pocket cost of a kyphoplasty for a patient with Medicare is estimated to be between $770 and $1,455. Smita Patel, Verywell Health, 12 July 2024
Adverb
Seniors on Medicare will pay no more than $35 per month out of pocket, thanks to a provision in the Inflation Reduction Act that went into effect Jan. 1. Berkeley Lovelace Jr., NBC News, 14 Mar. 2023 Biden will also propose benefit changes that includes limiting to $2 how much a Medicare recipient must pay out of pocket for certain generic drugs. Taylor Wilson, USA TODAY, 9 Mar. 2023 See all Example Sentences for out-of-pocket 

These examples are programmatically compiled from various online sources to illustrate current usage of the word 'out-of-pocket.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

Word History

First Known Use

Adjective

1885, in the meaning defined above

Adverb

1679, in the meaning defined at sense 2a

Time Traveler
The first known use of out-of-pocket was in 1679

Dictionary Entries Near out-of-pocket

out of pocket

out-of-pocket

out of politeness

Cite this Entry

“Out-of-pocket.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/out-of-pocket. Accessed 22 Jul. 2024.

Legal Definition

out-of-pocket

adjective
: requiring an outlay of cash
out-of-pocket expenses
Last Updated: - Updated example sentences
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