How to Use out-of-pocket in a Sentence

out-of-pocket

1 of 2 adjective

• Is the pill covered, and what are my out-of-pocket costs?
  — Sean Hashmi, EverydayHealth.com, 16 Jan. 2026
• Notice of a drug’s out-of-pocket cost at the point of sale.
  — Diane Omdahl, Forbes.com, 7 Aug. 2025
• Just an old-fashioned, out-of-pocket cost.
  — Ed Silverman, STAT, 10 Mar. 2026
• At a few hundred bucks a piece, the out-of-pocket cost would have added up fast.
  — Bram Sable-Smith, NPR, 27 Oct. 2025
• The out-of-pocket cost for the drug therapy?
  — Michelle Marchante, Miami Herald, 7 Apr. 2026
• This amount is called the out-of-pocket maximum.
  — Jamie Hartmann-Boyce, The Conversation, 19 Mar. 2026
• And that’s not good for employee out-of-pocket costs.
  — Bruce Japsen, Forbes.com, 24 May 2026
• Plans must have an out-of-pocket maximum.
  — Diane Omdahl, Forbes.com, 2 Sep. 2025
• What’s more, the out-of-pocket protection varies among plans.
  — Mark Miller, New York Times, 15 Feb. 2025
• But paying for this resource out-of-pocket can be pricey for many patients.
  — Sooji Nam, CBS News, 6 May 2026
• The exact out-of-pocket cost varies by insurer and plan.
  — Melissa Rudy, FOXNews.com, 12 Mar. 2026
• Peabody’s family would not be able to afford child care for him out-of-pocket.
  — Kristen Taketa, San Diego Union-Tribune, 21 Apr. 2025
• Down payment is your out-of-pocket share of the purchase price, paid at closing.
  — Sharon Wu, USA Today, 7 Aug. 2026
• At other schools in the top 10, the out-of-pocket costs are even lower.
  — Jessica Dickler, CNBC, 12 Aug. 2025
• Others keep their appointments and pay out-of-pocket.
  — Bram Sable-Smith, NPR, 27 Oct. 2025
• Booking a flight with airline miles or credit card points is a great way to keep your out-of-pocket costs low.
  — Katie Seemann, Travel + Leisure, 22 Oct. 2023
• Still, there are plenty of out-of-pocket expenses.
  — Jordan Greene, PEOPLE, 10 Nov. 2025
• And with the rise of high-deductible plans, patients are more likely to have to pay those fees out-of-pocket.
  — Markian Hawryluk, Washington Post, 1 Apr. 2023
• In other words, patients who are using it to shed extra pounds must pay out-of-pocket.
  — Megan Cerullo, CBS News, 15 Feb. 2023
• This is sometimes also called the out-of-pocket cap or out-of-pocket limit.
  — Jamie Hartmann-Boyce, The Conversation, 19 Mar. 2026
• For those who do not have insurance, the out-of-pocket cost is $150.
  — Amanda Cuda, Connecticut Post, 3 Oct. 2024
• Those higher out-of-pocket costs are just the beginning of the fallout.
  — Melody Petersen, Los Angeles Times, 16 July 2026
• Then the nurse called me and told me the out-of-pocket cost would be nearly $6,000.
  — Nicole Varma, The Orlando Sentinel, 9 May 2026
• That could leave parents to pay out-of-pocket for a vaccine that has long been provided at no charge.
  — Kff Health News, Oc Register, 16 Sep. 2025
• And all of it is strictly out-of-pocket, no matter how great your guild insurance might be.
  — Benjamin Svetkey, HollywoodReporter, 21 Feb. 2026
• Increase in the Part D out-of-pocket limit.
  — Diane Omdahl, Forbes.com, 7 Aug. 2025
• On average, those who care for adults spend about a quarter of their income on out-of-pocket costs.
  — Kat McGowan, NPR, 29 May 2024
• Every hearing test cost them about $350 out-of-pocket.
  — Jackie Fortiér, Miami Herald, 22 Aug. 2025
• Patients on Medicaid won’t be charged any out-of-pocket costs.
  — Angela Roberts, Baltimore Sun, 17 July 2023
• That means more money out-of-pocket for seniors and families.
  — Kristen Waggoner, Newsweek, 22 Jan. 2025

out of pocket

2 of 2 adverb

• That means patients will have to cover the entire cost out of pocket.
  — Sam Wood, Philly.com, 13 Feb. 2018
• Some business owners may have to pay for storm repairs out of pocket.
  — Elena Kadvany, San Francisco Chronicle, 3 Jan. 2023
• This means the client will pay some amount out of pocket before insurance kicks in.
  — Ada Tseng, Los Angeles Times, 23 Dec. 2020
• That leaves patients having to pay out of pocket, which many can’t afford.
  — Kara Dapena, WSJ, 20 Oct. 2017
• Patients who are not covered will pay no more than $99 per month out of pocket.
  — Polina Marinova, Fortune, 11 June 2018
• Those who can afford to pay out of pocket can get the medications.
  — Lauren Dunn, NBC News, 10 June 2022
• The man reportedly agreed to pay for repairs out of pocket and no charges were filed.
  — Brian Lisik, cleveland, 15 Nov. 2021
• In the meantime, patients must either pay for them out of pocket or go without.
  — Brian Barnett, STAT, 1 Jan. 2021
• Some families have paid hundreds of dollars out of pocket for the tests.
  — Brianna Abbott, WSJ, 14 Jan. 2022
• However, if that funding stops, people may have to pay out of pocket for the shots.
  — Carla Delgado, Verywell Health, 24 Jan. 2023
• The same rising costs mean that many workers would struggle to pay for treatments out of pocket.
  — The Economist, 3 Oct. 2019
• Toma has been scouring store shelves for rapid tests and paying for them out of pocket, giving them away to her clients.
  — Los Angeles Times, 20 Jan. 2022
• Abuse-deterrent painkillers might cost as much as $250 out of pocket.
  — Jared S Hopkins, Bloomberg.com, 24 Nov. 2017
• If the customer fails to pay their bill, the insurance kicks in, so the business is not out of pocket.
  — David Prosser, Forbes, 3 Nov. 2021
• But insurers don't cover over-the-counter drugs so women would have to pay out of pocket for them.
  — Maureen Groppe, USA TODAY, 12 June 2019
• The freshman was shifty and athletic, and was able to still make plays when forced to scramble out of pocket.
  — Norma Gonzalez, The Salt Lake Tribune, 26 Sep. 2021
• Paying for home care out of pocket can run a steep price tag, depending on the state and amount of care required.
  — Alicia Diaz, STAT, 16 Aug. 2021
• Mehta and his team of volunteers have been paying out of pocket and donating their time to the cause.
  — Teri Webster, Dallas News, 11 Aug. 2020
• For those paying out of pocket, prices can range between $32 and $40.
  — CBS News, 28 Sep. 2017
• The vases don't come cheap; their price starts at about $400, and families pay for them out of pocket.
  — Karen Pilarski, Milwaukee Journal Sentinel, 13 Nov. 2019
• In effect, the Gold Card costs half as much out of pocket, and has just as much earning power—and then some.
  — Ryan Craggs, Condé Nast Traveler, 4 Oct. 2018
• But customers will not have to pay more out of pocket in 2021, the commission said in a news release.
  — Hallie Miller, baltimoresun.com, 17 Dec. 2020
• Insurance covered some of it, but Dean still owed more than $3,000 out of pocket.
  — Lauren Dunn, NBC News, 8 June 2022
• Options like these aren’t covered by insurance, and so she is faced with a $3,000 bill to pay out of pocket.
  — Lovia Gyarkye, The Hollywood Reporter, 26 Jan. 2022
• In fact, Smith had to pay $400 out of pocket to file the lawsuit to get her oil check, and her attorney worked pro bono.
  — Mark Thiessen, Star Tribune, 15 Apr. 2021
• First, what many sellers don't realize is that 100 percent of the cost to do the work is paid out of pocket by the buyers.
  — Anchorage Daily News, 22 June 2018
• This isn’t the first time passengers on a Spirit Airlines flight have gone out of pocket, and surely won’t be the last.
  — Kevin L. Clark, Essence, 28 Sep. 2021
• So far, Bruce Godfrey said, the family has spent about $3,000 out of pocket, and the costs keep adding up.
  — Washington Post, 16 Mar. 2022
• In fact, Smith had to pay $400 out of pocket to file the lawsuit to get her PFD, and her attorney worked pro bono.
  — Mark Thiessen, Anchorage Daily News, 16 Apr. 2021