ac·​cru·​al | \ ə-ˈkrü-əl How to pronounce accrual (audio) \

Definition of accrual

 (Entry 1 of 2)

1 : the action or process of accruing something money gained by the accrual of interest
2 : something that accrues or has accrued an employee's vacation accruals



Definition of accrual (Entry 2 of 2)

: relating to or being a method of accounting that recognizes income when earned and expenses when incurred regardless of when cash is received or disbursed (see disburse sense 1a) — compare cash entry 2

Examples of accrual in a Sentence

Noun had an accrual of $100 through interest on my savings account last year
Recent Examples on the Web: Noun How much money would be available for other needs if benefit accrual ended at $125,000, $100,000, or $75,000 instead? Elizabeth Bauer, Forbes, 13 June 2022 How to cope with feelings, the awful intensity of them, is a central question in Kawakami’s novels—why the accrual of something as invisible and refutable as feeling can exert such power over our species. Idra Novey, The Atlantic, 22 May 2022 Some of these measures are still ongoing, like the pause on federal student loan payments and interest accrual. Alicia Adamczyk, Fortune, 23 May 2022 However, given the lack of interest accrual, there’s no real difference between making a regular payment each month and waiting until the end of the payment pause period to make a single lump sum payment. Adam S. Minsky, Forbes, 17 May 2022 The Administration has repeatedly extended what was supposed to be a temporary pause on student loan payments and interest accrual. The Editorial Board, WSJ, 29 Apr. 2022 Borrowers have not had to pay back their federal student loans since March 2020, when then-President Donald Trump paused monthly payments and interest accrual. Alicia Adamczyk, Fortune, 28 Apr. 2022 Because of the slower average rate of repayment, women also end up paying more on their loans than men due to interest accrual. Kayti Burt,, 28 Apr. 2022 This may have enormous consequences for student loan borrowers, particularly given that many borrowers on IDR plans may not have payments that are high enough to cover monthly interest accrual, leading to runaway balance growth. Adam S. Minsky, Forbes, 15 Apr. 2022 Recent Examples on the Web: Adjective Given the pause on interest accrual for federal student loans, Ms. Hamilton decided to instead give priority to paying down her private loans. Julia Carpenter, WSJ, 3 May 2022 Apparently, there was a loophole in the HR policies about paying out unused vacation only on an accrual basis—something her boss was unaware of. Roberta Moore, Forbes, 18 May 2022 Payments and interest accrual have been suspended for borrowers with federal student loans since March 13, 2020, at the start of the Covid-19 pandemic. Andrew Restuccia, WSJ, 28 Apr. 2022 There also won’t be any new interest accrual on your federal student loans and no collection of student loans in default. Zack Friedman, Forbes, 5 Jan. 2022 The prior transformation in the nature of war had developed from the deliberate, planned accrual of nuclear weapons by a select few superpowers: an active buildup of strategic arsenals. Ian Bogost, The Atlantic, 26 Feb. 2022 Payments on student loans and interest accrual have been paused for borrowers with federal student loans since March 13, 2020, at the start of the pandemic. David Harrison, WSJ, 22 Dec. 2021 The final metric in the profitability section of the F-Score calculation addresses the relationship between earnings and cash flow levels—accrual. Charles Rotblut, Forbes, 15 Oct. 2021 Clearly there was a very significant disruption to clinical trials accrual for the first five or six months of the pandemic. Elizabeth Cooney, STAT, 25 Dec. 2021 See More

These example sentences are selected automatically from various online news sources to reflect current usage of the word 'accrual.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. Send us feedback.

First Known Use of accrual


1804, in the meaning defined at sense 1


1912, in the meaning defined above

History and Etymology for accrual


accrue + -al entry 2


derivative of accrual entry 1

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Time Traveler for accrual

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The first known use of accrual was in 1804

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Last Updated

26 Jun 2022

Cite this Entry

“Accrual.” Dictionary, Merriam-Webster, Accessed 2 Jul. 2022.

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More Definitions for accrual


ac·​cru·​al | \ ə-ˈkrü-əl How to pronounce accrual (audio) \

Legal Definition of accrual

1 : the action or process of accruing claim must be brought within two years of the date of accrual
2a : something that accrues especially : an amount of money that periodically accumulates for a specific purpose (as payment of taxes or interest)
b : something that has accrued during a specified period

More from Merriam-Webster on accrual

Nglish: Translation of accrual for Spanish Speakers

Britannica English: Translation of accrual for Arabic Speakers


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