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ac·​cru·​al ə-ˈkrü-əl How to pronounce accrual (audio)
: the action or process of accruing something
money gained by the accrual of interest
: something that accrues or has accrued
an employee's vacation accruals


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: relating to or being a method of accounting that recognizes income when earned and expenses when incurred regardless of when cash is received or disbursed (see disburse sense 1a) compare cash entry 2

Example Sentences

Noun had an accrual of $100 through interest on my savings account last year
Recent Examples on the Web
Saturday: The accrual of back-to-back heavy rainfall events could lead to even more significant flood impacts possibly including rising waters and mudslides in Northern and central California. Aya Elamroussi, CNN, 6 Jan. 2023 Researchers instead are stuck finding correlations between these factors and then looking at available measures, such as changes in gene activity, accrual of mutations over the lifespan and studies of autism-like behavior in animal models. Emily Willingham, Discover Magazine, 18 Apr. 2019 In some cases, the federal government may implement a nationwide forbearance period, like the student loan moratorium that was instituted at the start of the pandemic which put a pause on payments and interest accrual through June, 2023. Ivana Pino, Fortune, 5 Dec. 2022 That $5,000 of daily cap space accrual would total $725,000 by Day 145. Dallas News, 29 Aug. 2022 Both the Trump and Biden administrations cited the same law as the authority to suspend student-loan repayments and interest accrual during the pandemic. Gabriel T. Rubin, WSJ, 18 Nov. 2022 That is important because payments are set to resume, along with the accrual of interest, in January. Aimee Picchi, CBS News, 21 Nov. 2022 In May, the company announced wage increases and new benefits, like faster sick leave accrual, that would apply only to employees of nonunion stores or those not in the process of organizing. Noam Scheiber, New York Times, 24 Oct. 2022 The extension means borrowers with student loans held by the Education Department will continue to see payments suspended without penalty or accrual of interest for the duration of the moratorium. Danielle Douglas-gabriel, Anchorage Daily News, 23 Nov. 2022
The Biden administration is also taking steps to stop interest accrual from ballooning balances. Alicia Adamczyk, Fortune, 10 Jan. 2023 Winner said the error stemmed from a technical problem in applying a new accrual rate for some accounts. Danielle Douglas-gabriel, Washington Post, 4 Jan. 2023 Warmer weather can also cause snow to melt faster, further impeding any accrual (also known as pack) of snow. Sam Walters, Discover Magazine, 13 Dec. 2022 Promises of free plane tickets, iPhones, and points-accrual multipliers on dining and gas purchases can be enticing perks, but after a while, all the benefits of opening a new card can start to sound the same. Amanda Mull, The Atlantic, 29 Nov. 2022 Payments and interest accrual have been paused for borrowers with federal student loans since March 13, 2020, at the start of the pandemic. Andrew Restuccia, WSJ, 22 Nov. 2022 The Biden administration has extended the pause on federal student loan payments and interest accrual to no later than June 2023. Leada Gore |, al, 22 Nov. 2022 To deter further unionizing, Starbucks CEO Howard Schultz also announced pay raises and benefits including faster sick time accrual, more training opportunities, and credit card tipping for non-union employees. Quartz, 1 Nov. 2022 Student loan payments and accrual have been on hold since March 2020 but are set to restart in January 2023. Leada Gore |, al, 26 Sep. 2022 See More

These example sentences are selected automatically from various online news sources to reflect current usage of the word 'accrual.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. Send us feedback.

Word History



accrue + -al entry 2


derivative of accrual entry 1

First Known Use


1804, in the meaning defined at sense 1


1912, in the meaning defined above

Time Traveler
The first known use of accrual was in 1804

Dictionary Entries Near accrual

Cite this Entry

“Accrual.” Dictionary, Merriam-Webster, Accessed 31 Jan. 2023.

Legal Definition


ac·​cru·​al ə-ˈkrü-əl How to pronounce accrual (audio)
: the action or process of accruing
claim must be brought within two years of the date of accrual
: something that accrues
especially : an amount of money that periodically accumulates for a specific purpose (as payment of taxes or interest)
: something that has accrued during a specified period

More from Merriam-Webster on accrual

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