refinance
verb
re·fi·nance
ˌrē-fə-ˈnan(t)s 
(ˌ)rē-ˈfī-ˌnan(t)s,
ˌrē-(ˌ)fī-ˈnan(t)s
refinanced; refinancing; refinances
: to renew or reorganize the financing of something : to provide for (an outstanding indebtedness) by making or obtaining another loan or a larger loan on fresh terms
refinance a mortgage
With rates tumbling, pay a little more now and retain the flexibility to refinance again next year.—
Daniel Kadlec
Daniel KadlecExamples of refinance in a Sentence
Recent Examples on the Web
Currently, the city must pay off a $500,000 bridge loan and other debts, which, if not refinanced or altered, will possibly result in the city filing for bankruptcy by November, Kennedy wrote.
—Emma Hall, Sacbee.com, 2 Sep. 2025
Suggesting timely offers or refinancing options By monitoring trends in behavior and account activity, lenders can reset repayment schedules or adjust credit lines before customers fall behind.
—Maulikkumar Pandya, Forbes.com, 29 Aug. 2025
Applications to refinance a home loan fell 4% for the week and were 19% higher than the same week one year ago.
—Diana Olick, CNBC, 27 Aug. 2025
If the premium compresses, new deals get harder, refinancing costs rise, conversions and warrant exercises add supply, and loans secured by crypto can demand more collateral at the worst moment.
—Josh Hammer, MSNBC Newsweek, 26 Aug. 2025
See All Example Sentences for refinance
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Emma Hall, Sacbee.com, 2 Sep. 2025
Suggesting timely offers or refinancing options By monitoring trends in behavior and account activity, lenders can reset repayment schedules or adjust credit lines before customers fall behind.
—Maulikkumar Pandya, Forbes.com, 29 Aug. 2025
Applications to refinance a home loan fell 4% for the week and were 19% higher than the same week one year ago.
—Diana Olick, CNBC, 27 Aug. 2025
If the premium compresses, new deals get harder, refinancing costs rise, conversions and warrant exercises add supply, and loans secured by crypto can demand more collateral at the worst moment.
—Josh Hammer, MSNBC Newsweek, 26 Aug. 2025
See All Example Sentences for refinance
Cite this Entry
“Refinance.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/refinance. Accessed 9 Sep. 2025.
Copy CitationLegal Definition
refinance
1 of 2 transitive verb
re·fi·nance
ˌrē-fə-ˈnans, -ˈfī-ˌnans
1
: to renew or reorganize the financing of
2
: to revise the terms of (a debt obligation) especially in regard to interest rate or payment schedule
refinance a mortgage
: to finance something anew
refinance
2 of 2 noun
: a financing of something anew
especially
: a revision of the terms of a debt obligation (as a mortgage)
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