hypothecate

1 of 3

verb (1)

hy·​poth·​e·​cate hī-ˈpä-thə-ˌkāt How to pronounce hypothecate (audio)
hi-
hypothecated; hypothecating
Synonyms of hypothecatenext

transitive verb

: to pledge as security without delivery of title or possession
hypothecation noun
hypothecator noun

hypothecate

2 of 3

verb (2)

hy·​poth·​e·​cate hī-ˈpä-thə-ˌkāt How to pronounce hypothecate (audio)
hypothecated; hypothecating

hypothecation

3 of 3

noun

hy·​poth·​e·​ca·​tion hə̇ˌpäthəˈkāshən How to pronounce hypothecation (audio)
(ˌ)hīˌ-
plural -s
1
Roman, civil, & maritime law : the act or contract by which property (as real property) is hypothecated
2
Roman, civil, & maritime law : the right or power of a creditor or claimant over property owned by a debtor or another who has pledged it for the debt to cause the property to be sold to satisfy the claim if payment is defaulted

Examples of hypothecate in a Sentence

Verb (2) even before a single vote had been cast, media pundits were hypothecating that the former senator would be the party's nominee

Word History

Etymology

Verb (1)

Medieval Latin hypothecare to pledge, from Late Latin hypotheca pledge, from Greek hypothēkē, from hypotithenai to put under, deposit as a pledge

Verb (2)

Greek hypothēkē suggestion, from hypotithenai

Noun

Medieval Latin hypothecation-, hypothecatio, from hypothecatus (past participle) + Latin -ion-, -io -ion

First Known Use

Verb (1)

1681, in the meaning defined above

Verb (2)

1906, in the meaning defined above

Time Traveler
The first known use of hypothecate was in 1681

Browse Nearby Words

Podcast

Cite this Entry

“Hypothecate.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/hypothecate. Accessed 25 Jun. 2026.

Legal Definition

hypothecate

transitive verb
hy·​poth·​e·​cate hi-ˈpä-thə-ˌkāt, hī- How to pronounce hypothecate (audio)
hypothecated; hypothecating
: to pledge as security without delivery of title or possession compare pawn
hypothecation noun
Etymology

Transitive verb

Medieval Latin hypothecare to pledge, from Late Latin hypotheca pledge, from Greek hypothēkē, from hypotithenai to put under, deposit as pledge

Love words? Need even more definitions?

Subscribe to America's largest dictionary and get thousands more definitions and advanced search—ad free!

More from Merriam-Webster