underwater

adjective
un·​der·​wa·​ter | \ ˌən-dər-ˈwȯ-tər , -ˈwä-\

Definition of underwater

1 : lying, growing, worn, performed, or operating below the surface of the water underwater plants
2 : being below the waterline of a ship
3a : having, relating to, or being a mortgage loan for which more is owed than the property securing the loan is worth
b : having, relating to, or being a stock option for which the price of the option is higher than the current market value of the stock

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Other Words from underwater

underwater adverb

Synonyms for underwater

Synonyms

aquatic, submarine, submerged, sunken

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Examples of underwater in a Sentence

underwater plants don't require as much light to grow as surface plants a vessel designed for underwater exploration

Recent Examples on the Web

An Austrian entrepreneur is developing a cluster of six islands as part of the World development, which is slated to consist of two luxury hotels and partly underwater apartments called The Floating Seahorses. Nicolas Parasie, WSJ, "Property Prices Tumble in Dubai," 12 Feb. 2019 The storm has been blamed for 32 deaths so far, though the number keeps rising as rivers continue to swell and roadways remain underwater. Cady Drell, Marie Claire, "Don’t Forget About the Victims of Hurricane Florence," 18 Sep. 2018 Also on view at the gallery will be painted underwater scenes by Connie Jenkins. Carolina A. Miranda, latimes.com, "Datebook: Shots of old Route 66, dreamlike paintings and garments fashioned from paper," 12 July 2018 The wildlife documentary maker was fatally attacked by a stingray while working on an underwater film called Ocean’s Deadliest. Kelly O'sullivan, Country Living, "Bindi Irwin Reflects on Life Without Dad Steve: 'It’s Like Losing a Part of Your Heart'," 27 Dec. 2018 There's usually at least one episode per season that pushes the conceptual boundaries in new and intriguing ways, such as Bojack attending an underwater film festival in season three. Jennifer Ouellette, Ars Technica, "TV Technica 2018: Our favorite shows and binges," 24 Dec. 2018 Instead, experts think that a nearby volcanic eruption triggered an underwater landslide, which pushed the wall of water towards the shore. Mary Beth Griggs, The Verge, "Deadly Indonesian tsunami was not caused by an earthquake," 23 Dec. 2018 Epic’s starting off strong, too: The first freebie is Subnautica, the underwater survival game that emerged from early access in 2018. Hayden Dingman, PCWorld, "Free copies of Subnautica: Epic Games Store kickstarts your library with a winner," 14 Dec. 2018 Complete the underwater illusion by threading some fishing line through a vinyl goldfish and using it to suspend him. Heather Finn, Good Housekeeping, "Get the Whole Family Crafting With These Easy DIY Christmas Ornaments," 6 Dec. 2018

These example sentences are selected automatically from various online news sources to reflect current usage of the word 'underwater.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. Send us feedback.

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First Known Use of underwater

1627, in the meaning defined at sense 1

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Last Updated

17 Feb 2019

Look-up Popularity

Time Traveler for underwater

The first known use of underwater was in 1627

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More Definitions for underwater

underwater

adjective

Financial Definition of underwater

What It Is

In the real estate world, underwater means that a property is worth less than what is owed on it.

How It Works

For example, let's say John Doe buys a house for $500,000. He makes a down payment on the house and borrows $400,000 to pay for the rest. Two years later, John loses his job and has to sell the house and move. However, the housing market has slipped in his town, and the house is only worth $300,000 right now. John owes $395,000 on the loan. He is underwater.

Even if he sells the house for $300,000, he would pay off only $300,000 of the loan and would still owe $95,000. Accordingly, if John were to sell the house for $300,000, he would need the bank to agree to write off the remaining $95,000. Thus, if John finds a buyer at $300,000, his lender would need to approve the sale and could even halt the sale if it believes that the house can be sold for more than $300,000. Every dollar below $395,000 is money lost to the lender.

Why It Matters

If a homeowner has to move right away, underwater mortgages can lead to short sales, which can be long and arduous. This is primarily because extra lenders are involved, and the bureaucracy of approving and processing a sale can scare off potential buyers who want to close on a house purchase quickly. However, buyers (that is, people who might want to buy John Doe's $300,000 house, in our example) can often get good deals on homes that have underwater mortgages, because lenders do not want to be in the business of owning real estate, want to be repaid as quickly as possible, and in our case, would rather have $300,000 than foreclose on the house.

Source: Investing Answers

underwater

adjective

English Language Learners Definition of underwater

: located, used, done, or happening below the surface of water

underwater

adjective
un·​der·​wa·​ter | \ ˈən-dər-ˈwȯ-tər , -ˈwä-\

Kids Definition of underwater

 (Entry 1 of 2)

: lying, growing, worn, performed, or operating below the surface of the water an underwater cave underwater somersaults

underwater

adverb
un·​der·​wa·​ter | \ ˌən-dər-ˈwȯ-tər , -ˈwä-\

Kids Definition of underwater (Entry 2 of 2)

: under the surface of the water I like to swim underwater.

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underwater

adjective
un·​der·​wa·​ter

Legal Definition of underwater

1 : owing more on a mortgage loan than the property securing the loan is worth underwater homeowners
2 : being or relating to a mortgage loan in which more is owed than the property securing the loan is worth underwater mortgages underwater properties

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