underwater

adjective
un·der·wa·ter | \ˌən-dər-ˈwȯ-tər, -ˈwä-\

Definition of underwater 

1 : lying, growing, worn, performed, or operating below the surface of the water underwater plants

2 : being below the waterline of a ship

3a : having, relating to, or being a mortgage loan for which more is owed than the property securing the loan is worth

b : having, relating to, or being a stock option for which the price of the option is higher than the current market value of the stock

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Other Words from underwater

underwater adverb

Synonyms for underwater

Synonyms

aquatic, submarine, submerged, sunken

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Examples of underwater in a Sentence

underwater plants don't require as much light to grow as surface plants a vessel designed for underwater exploration

Recent Examples on the Web

Thrown from a raft in the Grand Canyon’s Lava Falls, he was trapped underwater and out of air. The Editors, Outside Online, "The Moments That Changed Us," 11 July 2018 The massive operation inside and around Tham Luang Nang Non cave suffered its first death Friday when a former Thai navy SEAL passed out underwater and could not be revived. Fox News, "Thais fight water and oxygen levels in cave as diver dies," 6 July 2018 But there are some concerns associated with keeping yourself underwater, breathing only intermittently and exerting yourself next to turtles. Sarah Scoles, Washington Post, "These ‘mermaids’ dance underwater for half an hour at a time," 17 June 2018 Because these organisms are quite fragile, now researchers in my lab and others use scuba diving or robots to directly observe them underwater. Kelly Sutherland, Smithsonian, "These Strange Ocean Creatures Trap Their Food In a Net of Mucus," 3 May 2018 The company ran a network of Facebook pages that were essentially content farms, like the Diving Wrecks and Reefs page that consisted of pretty underwater photos. Alexandra Samuel, The Verge, "The shady data-gathering tactics used by Cambridge Analytica were an open secret to online marketers. I know, because I was one," 25 Mar. 2018 Divers spend more than 60% of their 8-hour work days underwater, spearing fish, hunting sea cucumbers, and gathering black coral to fashion into jewelry. Elizabeth Pennisi, Science | AAAS, "Indonesian divers have evolved bigger spleens to hunt underwater," 19 Apr. 2018 One of the world’s best sailors, Simpson knew what to do in emergencies, which made his being trapped underwater for ten minutes all the more incomprehensible. Longreads, "The Olympian Who Believes He’s Always On TV," 7 Mar. 2018 Members of the Thai navy SEALs and foreign divers squeezed through miles of tunnels, risking their lives to find and carry the young players through an underwater matrix that daunted the British specialists brought in to help. Hannah Beech, The Seattle Times, "For some Thai soccer-team members, cave ordeal was only their latest test," 10 July 2018

These example sentences are selected automatically from various online news sources to reflect current usage of the word 'underwater.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. Send us feedback.

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First Known Use of underwater

1627, in the meaning defined at sense 1

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Last Updated

13 Oct 2018

Look-up Popularity

Time Traveler for underwater

The first known use of underwater was in 1627

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More Definitions for underwater

underwater

adjective

Financial Definition of underwater

What It Is

In the real estate world, underwater means that a property is worth less than what is owed on it.

How It Works

For example, let's say John Doe buys a house for $500,000. He makes a down payment on the house and borrows $400,000 to pay for the rest. Two years later, John loses his job and has to sell the house and move. However, the housing market has slipped in his town, and the house is only worth $300,000 right now. John owes $395,000 on the loan. He is underwater.

Even if he sells the house for $300,000, he would pay off only $300,000 of the loan and would still owe $95,000. Accordingly, if John were to sell the house for $300,000, he would need the bank to agree to write off the remaining $95,000. Thus, if John finds a buyer at $300,000, his lender would need to approve the sale and could even halt the sale if it believes that the house can be sold for more than $300,000. Every dollar below $395,000 is money lost to the lender.

Why It Matters

If a homeowner has to move right away, underwater mortgages can lead to short sales, which can be long and arduous. This is primarily because extra lenders are involved, and the bureaucracy of approving and processing a sale can scare off potential buyers who want to close on a house purchase quickly. However, buyers (that is, people who might want to buy John Doe's $300,000 house, in our example) can often get good deals on homes that have underwater mortgages, because lenders do not want to be in the business of owning real estate, want to be repaid as quickly as possible, and in our case, would rather have $300,000 than foreclose on the house.

Source: Investing Answers

underwater

adjective

English Language Learners Definition of underwater

: located, used, done, or happening below the surface of water

underwater

adjective
un·der·wa·ter | \ˈən-dər-ˈwȯ-tər, -ˈwä-\

Kids Definition of underwater

 (Entry 1 of 2)

: lying, growing, worn, performed, or operating below the surface of the water an underwater cave underwater somersaults

underwater

adverb
un·der·wa·ter | \ˌən-dər-ˈwȯ-tər, -ˈwä-\

Kids Definition of underwater (Entry 2 of 2)

: under the surface of the water I like to swim underwater.

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underwater

adjective
un·der·wa·ter

Legal Definition of underwater 

1 : owing more on a mortgage loan than the property securing the loan is worth underwater homeowners

2 : being or relating to a mortgage loan in which more is owed than the property securing the loan is worth underwater mortgages underwater properties

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