self-insure
verb
self-in·sure
ˌself-in-ˈshu̇r 
-in-ˈshər-
self-insured; self-insuring; self-insures
: to insure oneself
especially
: to practice self-insurance
Examples of self-insure in a Sentence
Recent Examples on the Web
The state is self-insured and paid $2.75 million to settle his family’s lawsuit.
—
Austin Fast, USA Today, 20 Nov. 2025
Wisconsin, like many other states, is self-insured.
—Center Square, The Washington Examiner, 20 Nov. 2025
Police misconduct settlements have long proven costly for Milwaukee, which is self-insured.
—David Clarey, jsonline.com, 18 Nov. 2025
The French state self-insures its national museums, because premiums for covering priceless heritage are astronomically high — meaning the Louvre will receive no payout for the loss.
—Nick Duffy, NBC news, 29 Oct. 2025
There’s also the option to self-insure—but that requires a hefty cushion.
—Andrew Rosen, Forbes.com, 18 Sep. 2025
Already, businesses, governments, and investors are fundamentally changing their practices to try to self-insure instead.
—Adam S. Posen, Foreign Affairs, 19 Aug. 2025
Like many government entities, Los Angeles County is self-insured.
—Calmatters, Mercury News, 11 July 2025
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Austin Fast, USA Today, 20 Nov. 2025
Wisconsin, like many other states, is self-insured.
—Center Square, The Washington Examiner, 20 Nov. 2025
Police misconduct settlements have long proven costly for Milwaukee, which is self-insured.
—David Clarey, jsonline.com, 18 Nov. 2025
The French state self-insures its national museums, because premiums for covering priceless heritage are astronomically high — meaning the Louvre will receive no payout for the loss.
—Nick Duffy, NBC news, 29 Oct. 2025
There’s also the option to self-insure—but that requires a hefty cushion.
—Andrew Rosen, Forbes.com, 18 Sep. 2025
Already, businesses, governments, and investors are fundamentally changing their practices to try to self-insure instead.
—Adam S. Posen, Foreign Affairs, 19 Aug. 2025
Like many government entities, Los Angeles County is self-insured.
—Calmatters, Mercury News, 11 July 2025
Cite this Entry
“Self-insure.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/self-insure. Accessed 1 Dec. 2025.
Copy CitationLegal Definition
self-insure
transitive verb
self-in·sure
ˌself-in-ˈshu̇r
: to insure by self-insurance (as in workers' compensation)
an employer wishing to self-insure its liability—Pennsylvania Statutes
Pennsylvania Statutes
: to use self-insurance
a governmental agency that self-insures
self-insurer
noun
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