ˌself-in-ˈshu̇r How to pronounce self-insure (audio)
self-insured; self-insuring; self-insures

intransitive verb

: to insure oneself
especially : to practice self-insurance
ˌself-in-shu̇r-ər How to pronounce self-insure (audio)

Examples of self-insure in a Sentence

Recent Examples on the Web That money comes straight out of the public treasury, because San Diego County is self-insured. Jeff McDonald, The Mercury News, 3 July 2024 The national medical program, with no co-pays or exclusions, is available to residents along with the option of private health care with out-of-pocket costs that can be self-insured or paid through a private insurance policy. Patricia Doherty, Travel + Leisure, 19 May 2024 Many providers of gender-affirming care are protected from rising premiums such as health centers that receive federal funding, which are covered under the Federal Tort Claims Act, or academic medical centers and Planned Parenthood clinics, which are self-insured. Tribune News Service, Hartford Courant, 16 Jan. 2024 The settlements and jury awards are paid out of the public treasury because the county is self-insured. Jeff McDonald, San Diego Union-Tribune, 30 Nov. 2023 But federally supported Medicare and Medicaid still don’t cover the drugs for obesity, and much of the commercial market is self-insured. David Wainer, WSJ, 20 Oct. 2023 With this combination, little losses are self-insured. Jon Stojan, USA TODAY, 6 Sep. 2023 Faced with uncertainty beyond their control, people try to self-insure. Adam S. Posen, Foreign Affairs, 2 Aug. 2023 For residents, the national medical program (with no copays or exclusions) is available, along with the option of private care with out-of-pocket costs that can be self-insured or paid through a private insurance policy. Patricia Doherty, Travel + Leisure, 10 June 2023

These examples are programmatically compiled from various online sources to illustrate current usage of the word 'self-insure.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

Word History

First Known Use

1932, in the meaning defined above

Time Traveler
The first known use of self-insure was in 1932

Dictionary Entries Near self-insure

Cite this Entry

“Self-insure.” Dictionary, Merriam-Webster, Accessed 18 Jul. 2024.

Legal Definition


transitive verb
: to insure by self-insurance (as in workers' compensation)
an employer wishing to self-insure its liabilityPennsylvania Statutes

intransitive verb

: to use self-insurance
a governmental agency that self-insures
self-insurer noun
Last Updated: - Updated example sentences
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