self-insure
verb
self-in·sure
ˌself-in-ˈshu̇r 
-in-ˈshər-
self-insured; self-insuring; self-insures
: to insure oneself
especially
: to practice self-insurance
Examples of self-insure in a Sentence
Recent Examples on the Web
The law doesn't protect residents with plans based in other states or plans from a Maine employer who self-insures.
—
Jordan Rau, CBS News, 27 Mar. 2025
On the one hand are people – or private equity firms – with the cash to pay for hugely expensive home upgrades, such as rebuilding on stilts, or who can afford to self-insure and repair their properties.
—Stephanie Hanes, The Christian Science Monitor, 7 Jan. 2025
And if employers are self-insured, health insurers are also paid administrative fees from employers and governments who buy their services to manage healthcare and manage the pool of employer and worker premium dollars.
—Bruce Japsen, Forbes, 8 Dec. 2024
As long as the Legislature does not solve the insurance situation, many condo associations opt to self-insure and not burden unit owners with special assessments.
—Sun Sentinel Editorial Board, Sun Sentinel, 25 Mar. 2024
Forced to self-insure against insecure access to supplies and markets, many businesses would operate at a smaller scale.
—Adam S. Posen, Foreign Affairs, 18 Oct. 2024
Indeed, Delaware companies with substantial balance sheets that otherwise might choose to self-insure their D&O risks will still purchase Side A insurance because of the non-indemnifiable derivative suit settlement exposure.
—Priya Cherian Huskins, Forbes, 9 Oct. 2024
So, at the time, MetLife had self-insured, meaning that there wasn’t an outside insurance company.
—Harvard Business Review, 23 July 2024
That money comes straight out of the public treasury, because San Diego County is self-insured.
—Jeff McDonald, The Mercury News, 3 July 2024
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Jordan Rau, CBS News, 27 Mar. 2025
On the one hand are people – or private equity firms – with the cash to pay for hugely expensive home upgrades, such as rebuilding on stilts, or who can afford to self-insure and repair their properties.
—Stephanie Hanes, The Christian Science Monitor, 7 Jan. 2025
And if employers are self-insured, health insurers are also paid administrative fees from employers and governments who buy their services to manage healthcare and manage the pool of employer and worker premium dollars.
—Bruce Japsen, Forbes, 8 Dec. 2024
As long as the Legislature does not solve the insurance situation, many condo associations opt to self-insure and not burden unit owners with special assessments.
—Sun Sentinel Editorial Board, Sun Sentinel, 25 Mar. 2024
Forced to self-insure against insecure access to supplies and markets, many businesses would operate at a smaller scale.
—Adam S. Posen, Foreign Affairs, 18 Oct. 2024
Indeed, Delaware companies with substantial balance sheets that otherwise might choose to self-insure their D&O risks will still purchase Side A insurance because of the non-indemnifiable derivative suit settlement exposure.
—Priya Cherian Huskins, Forbes, 9 Oct. 2024
So, at the time, MetLife had self-insured, meaning that there wasn’t an outside insurance company.
—Harvard Business Review, 23 July 2024
That money comes straight out of the public treasury, because San Diego County is self-insured.
—Jeff McDonald, The Mercury News, 3 July 2024
Cite this Entry
“Self-insure.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/self-insure. Accessed 20 May. 2025.
Copy CitationLegal Definition
self-insure
transitive verb
self-in·sure
ˌself-in-ˈshu̇r
: to insure by self-insurance (as in workers' compensation)
an employer wishing to self-insure its liability—Pennsylvania Statutes
Pennsylvania Statutes
: to use self-insurance
a governmental agency that self-insures
self-insurer
noun
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