1
: one guilty of neglect or violation of duty
2
: one who owes a debt

Examples of debtor in a Sentence

The debtor agrees to pay the debt over a three-year period.
Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
The upshot is that only a creditor has full standing and the rest of these parties, the debtor, the entity and other creditors, only have limited standing to argue against the charging order. Jay Adkisson, Forbes.com, 7 July 2026 Morris went bankrupt, spectacularly, and spent the years 1798 to 1801 incarcerated in a Philadelphia debtors’ prison. Annie Lowrey, The Atlantic, 6 July 2026 Barton then spent almost 15 years of his life as a debtor over a land dispute in Vermont, until the Marquis de Lafayette paid off his debts. Catherine Messier, The Providence Journal, 3 July 2026 Duer spent the remainder of his life in debtors’ prison, dying in 1799. Owen Lamont, Fortune, 2 July 2026 See All Example Sentences for debtor

Word History

First Known Use

13th century, in the meaning defined at sense 1

Time Traveler
The first known use of debtor was in the 13th century

Cite this Entry

“Debtor.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/debtor. Accessed 13 Jul. 2026.

Kids Definition

1
: sinner
2
: one that owes a debt

Legal Definition

debtor

noun
debt·​or
: a person who owes a debt see also bankrupt compare creditor, obligee, obligor

Note: The Bankruptcy Act of 1978 calls the person concerned in a bankruptcy case the “debtor” as opposed to the “bankrupt.”

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