cred·​i·​tor ˈkre-di-tər How to pronounce creditor (audio)
: one to whom a debt is owed
especially : a person to whom money or goods are due

Example Sentences

She owes thousands of dollars to creditors.
Recent Examples on the Web Repossession occurs when the original creditor takes possession of the vehicle. Elizabeth Rivelli, Car and Driver, 15 Nov. 2022 Egypt has borrowed a total of about $18 billion from the international creditor since 2016. Chao Deng, WSJ, 27 Oct. 2022 Last month, under pressure from multilateral financial institutions, China participated for the first time in a meeting with the Paris Club of creditor nations to start resolving Zambia’s debt issue. New York Times, 25 July 2022 Pakistan secured a moratorium on debt payments during the pandemic from the Paris Club group of creditor nations. Saeed Shah, WSJ, 18 May 2022 In addition, Credit People offer several other features that can help repair your credit, including creditor communication, debt validation, and inquiry validation. The Salt Lake Tribune, 11 May 2022 H/2 Capital Partners, a hedge fund in Connecticut, was Four Seasons’ main creditor and took over. Christine Spolar, Fortune, 27 Sep. 2022 China is Sri Lanka’s largest bilateral creditor, after years of financing infrastructure projects. Shihar Aneez, WSJ, 3 Sep. 2022 Woods withdrew his motion to delay, but the council went into a recess to discuss Woods’ request and changed the wording to make the City of Birmingham a secured creditor. al, 23 Aug. 2022 See More

These example sentences are selected automatically from various online news sources to reflect current usage of the word 'creditor.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. Send us feedback.

Word History

First Known Use

15th century, in the meaning defined above

Time Traveler
The first known use of creditor was in the 15th century

Dictionary Entries Near creditor

Cite this Entry

“Creditor.” Dictionary, Merriam-Webster, Accessed 2 Dec. 2022.

Kids Definition



cred·​i·​tor ˈkred-ət-ər How to pronounce creditor (audio)
: a person to whom a debt is owed

Legal Definition



cred·​i·​tor ˈkre-də-tər, -ˌtȯr How to pronounce creditor (audio)
: a person to whom a debt is owed
especially : a person to whom money or goods are due compare debtor, obligor
general creditor
: a creditor who is not secured by a lien or other security interest

called also unsecured creditor

judgment creditor
: a creditor who has a money judgment entered against the debtor and may enforce the judgment (as by attachment or writ of execution)
known creditor
: a creditor whose potential claim is known or should be known by a debtor and who is entitled to notice of a corporate dissolution or of a date at which claims will be barred (as in bankruptcy)
lien creditor
: a creditor who is secured by a lien (as by attachment)
secured creditor
: a creditor who has a security interest (as a mortgage)
unsecured creditor
: general creditor in this entry

More from Merriam-Webster on creditor

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