creditworthy

adjective

cred·​it·​wor·​thy ˈkre-dit-ˌwər-t͟hē 

: financially sound enough to justify the extension of credit

creditworthiness noun

Examples of creditworthy in a Sentence

Recent Examples on the Web

Anything above an 80 is considered low risk and more creditworthy. — Jasmin Suknanan, CNBC, 24 Sep. 2026

Lenders tend to look more favorably upon more creditworthy borrowers, especially with a loan as sizable as a mortgage. — Becca Stanek, TheWeek, 23 Sep. 2026

Borrowers can potentially lower their private student loan interest rate by strengthening their credit, improving their debt-to-income ratio, or applying with a creditworthy co-signer. — Deane Biermeier, USA Today, 26 Aug. 2026

One of the most important is applying with a creditworthy cosigner. — Angelica Leicht, CBS News, 25 Aug. 2026

Word History

First Known Use

1840, in the meaning defined above

Rhymes for creditworthy

• untrustworthy
• blameworthy
• newsworthy
• noteworthy
• praiseworthy
• trustworthy
• unworthy
• worthy

Legal Definition

creditworthy

adjective

cred·​it·​wor·​thy ˈkre-dit-ˌwər-t͟hē 

: likely to be able to repay loans or consumer credit

creditworthiness noun