collateralize

verb

col·​lat·​er·​al·​ize kə-ˈla-t(ə-)rə-ˌlīz 

collateralized; collateralizing

transitive verb

1

: to make (a loan) secure with collateral

2

: to use (something, such as securities) for collateral

Examples of collateralize in a Sentence

Recent Examples on the Web

Qollateral, a discreet luxury lender in New York City is rewriting access to capital in a fashion-forward world by collateralizing financial loans against designer pieces. — Tanya Akim, Forbes.com, 22 July 2026

The nonprofit leases the buildings back to DPS, which allows Denver School Facilities to mortgage the buildings with a bank trustee that collateralizes the buildings in exchange for debt proceeds, according to the lawsuit. — Jessica Seaman, Denver Post, 26 Feb. 2026

In connection with this loan, PAG released all remaining restricted cash collateralized by the company under its convertible senior notes. — Naman Ramachandran, Variety, 26 Feb. 2026

Additionally, pawn shops hold large amounts of gold, and many loans are collateralized by gold jewelry. — Itzel Franco, CNBC, 30 Jan. 2026

Word History

First Known Use

1941, in the meaning defined at sense 1

Rhymes for collateralize

• contextualize
• industrialize
• materialise
• materialize
• memorialize
• microenterprise
• overemphasize
• particularize
• revolutionise
• revolutionize
• actualize
• antagonize

Legal Definition

collateralize

transitive verb

col·​lat·​er·​al·​ize kə-ˈla-tə-rə-ˌlīz, -ˈla-trə- 

collateralized; collateralizing

1

: to make (a loan) secure with collateral

2

: to use (as securities) for collateral