collateralize

verb

col·​lat·​er·​al·​ize kə-ˈla-t(ə-)rə-ˌlīz 

collateralized; collateralizing

transitive verb

1

: to make (a loan) secure with collateral

2

: to use (something, such as securities) for collateral

Examples of collateralize in a Sentence

Recent Examples on the Web

The nonprofit leases the buildings back to DPS, which allows Denver School Facilities to mortgage the buildings with a bank trustee that collateralizes the buildings in exchange for debt proceeds, according to the lawsuit. —Jessica Seaman, Denver Post, 26 Feb. 2026

In connection with this loan, PAG released all remaining restricted cash collateralized by the company under its convertible senior notes. —Naman Ramachandran, Variety, 26 Feb. 2026

The loan was collateralized by a mortgage on certain of Campbell's real property. —Jay Adkisson, Forbes.com, 30 Jan. 2026

Additionally, pawn shops hold large amounts of gold, and many loans are collateralized by gold jewelry. —Itzel Franco, CNBC, 30 Jan. 2026

Word History

First Known Use

1941, in the meaning defined at sense 1

Rhymes for collateralize

• contextualize
• industrialize
• materialise
• materialize
• memorialize
• microenterprise
• overemphasize
• particularize
• revolutionise
• revolutionize
• actualize
• antagonize

Legal Definition

collateralize

transitive verb

col·​lat·​er·​al·​ize kə-ˈla-tə-rə-ˌlīz, -ˈla-trə- 

collateralized; collateralizing

1

: to make (a loan) secure with collateral

2

: to use (as securities) for collateral