collateralize

verb

col·​lat·​er·​al·​ize kə-ˈla-t(ə-)rə-ˌlīz 

collateralized; collateralizing

transitive verb

1

: to make (a loan) secure with collateral

2

: to use (something, such as securities) for collateral

Examples of collateralize in a Sentence

Recent Examples on the Web

The loan was collateralized by a mortgage on certain of Campbell's real property. —Jay Adkisson, Forbes.com, 30 Jan. 2026

Additionally, pawn shops hold large amounts of gold, and many loans are collateralized by gold jewelry. —Itzel Franco, CNBC, 30 Jan. 2026

Margin loans involve lending that’s collateralized by the value of the underlying shares. —Tom Maloney, Fortune, 2 May 2023

Binance’s decision to mint its own version of the BUSD token on other blockchains and not collateralize them properly contributed to the aggressive policing by U.S. securities regulators. —Javier Paz, Forbes, 14 Feb. 2023

Word History

First Known Use

1941, in the meaning defined at sense 1

Rhymes for collateralize

• contextualize
• industrialize
• materialise
• materialize
• memorialize
• microenterprise
• overemphasize
• particularize
• revolutionise
• revolutionize
• actualize
• antagonize

Legal Definition

collateralize

transitive verb

col·​lat·​er·​al·​ize kə-ˈla-tə-rə-ˌlīz, -ˈla-trə- 

collateralized; collateralizing

1

: to make (a loan) secure with collateral

2

: to use (as securities) for collateral