Federal courts have struck down some state prohibitions on hormone therapy for incarcerated people, while courts have allowed states to prohibit gender-transition surgeries in some circumstances.
—
Ben Wheeler,
Kansas City Star,
8 July 2026
There are also prohibitions on use-it-or-lose-it policies in California, Colorado, Montana and Nebraska.
Ordinary income tax rates apply to withdrawals — unless the money had already been taxed when contributed — and a 10% early withdrawal penalty could apply to money taken out before age 59½ unless an exception is met.
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Sarah Agostino,
CNBC,
10 July 2026
But that guidance may change to allow withdrawals only after the child’s 18th birthday, said Rita Assaf, vice president of retirement offerings at Fidelity.
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