incontestability clause

noun
in·​con·​tes·​ta·​bil·​i·​ty clause | \ˌin-kən-ˌtes-tə-ˈbi-lə-tē-\

Legal Definition of incontestability clause 

: a clause in an insurance policy that forbids the insurer from disputing the policy (as on the ground that the insured made false statements) after a set period of time

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