un·​in·​sur·​able ˌən-in-ˈshu̇r-ə-bəl How to pronounce uninsurable (audio)
: not suitable or eligible to be insured : not insurable
an uninsurable risk
Some cars souped up with customized engines and suspensions may be uninsurable through standard policies.Consumer Reports

Examples of uninsurable in a Sentence

Recent Examples on the Web Best of The Bee: Former insurance commissioner warns state agency about California’s ‘uninsurable future,’ via Stephen Hobbs. Andrew Sheeler, Sacramento Bee, 1 Apr. 2024 Climate change is to thank for the rising cost in homeowners insurance premiums—and for making homes across the U.S. completely uninsurable, experts agree. Sydney Lake, Fortune, 14 Mar. 2024 Plus, insurance companies are leaving homeowners stranded without policies, the current housing stock is aging, and new developments cannot get started for a whole host of reasons, including being located in uninsurable locations. Jennifer Castenson, Forbes, 16 Feb. 2024 And with climate change leading to ever more such catastrophes, one consequence is that homeowners in at-risk coastal regions in the U.S. and elsewhere are now left with homes that are uninsurable. Bypeter Vanham, Fortune, 15 Feb. 2024 The increase in insurance premiums for at-risk assets is already evident, and recent events, such as Farmers Insurance discontinuing policies as a whole in Florida due to more frequent disasters, indicate that other insurers may follow suit, deeming certain climate risks uninsurable. Michael Sheldrick, Forbes, 16 July 2023 The fear is that more areas could become uninsurable. Jon Sindreu, WSJ, 30 Oct. 2023 And while there are increasingly uninsurable places in all 50 states, experts view California, Florida and Louisiana as the three major hotspots where the pool of uninsured homeowners is growing – in part due to larger disasters like hurricanes and wildfires. Ella Nilsen, CNN, 3 Sep. 2023 The spread of uninsurable places Uninsurable places are growing across all 50 states, experts said, but that’s especially true in California, Florida and Louisiana, which have larger and more frequent disasters like hurricanes and wildfires. Chris Isidore, CNN, 19 June 2023

These examples are programmatically compiled from various online sources to illustrate current usage of the word 'uninsurable.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

Word History

First Known Use

1864, in the meaning defined above

Time Traveler
The first known use of uninsurable was in 1864

Dictionary Entries Near uninsurable

Cite this Entry

“Uninsurable.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/uninsurable. Accessed 16 Apr. 2024.

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