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And if the money is growing in a Roth IRA, it can be withdrawn in retirement tax-free.—The Motley Fool, Dallas Morning News, 1 Feb. 2026 Having a large tax-free account gives you maximum flexibility to control your taxable income every year, protecting you from future legislation and eliminating the anxiety of surprise tax bills.—Sheryl Rowling, Los Angeles Times, 29 Jan. 2026 Contributions grow tax-deferred, and withdrawals used for qualified education costs are tax-free at the federal level.—David Kudla, Forbes.com, 29 Jan. 2026 These accounts will be available to people under 18, with investments growing tax-free like an individual retirement account.—Charisma Madarang, Rolling Stone, 28 Jan. 2026 See All Example Sentences for tax-free