pol·​i·​cy·​hold·​er | \ ˈpä-lə-sē-ˌhōl-dər How to pronounce policyholder (audio) \

Definition of policyholder

: the owner of an insurance policy

Examples of policyholder in a Sentence

Recent Examples on the Web Property insurance, where most business interruption resides, requires the pooling of policyholder premiums together to pay for disasters that damage the property of a limited number of customers for a short period of time. Christopher Swift For Cnn Business Perspectives, CNN, "The Hartford CEO: Insurance companies can't be expected to cover a business' pandemic losses," 1 June 2020 National data can't yet show the full decline in crashes, fatalities, or vehicle miles traveled, but insurance companies have already noticed, and many have begun returning excessive payments to policyholders. Clifford Atiyeh, Car and Driver, "Speeders, Drag Racers Behaving Badly in Pandemic, Tempted by Empty Streets," 23 Apr. 2020 Some insurance providers are offering different alternatives to provide economic relief for policyholders going through financial hardships. Samuel Leal, azcentral, "Car sitting idle during the pandemic? Here's what to do about insurance, maintenance," 18 Apr. 2020 Fewer vehicles on the road has meant fewer accidents, so auto insurance companies Allstate, American Family Insurance and Liberty Mutual plan to give policyholders some of their money back. Arlene Martinez, USA TODAY, "In California: Cases slow, but there's still a lot of social distancing to do," 8 Apr. 2020 Nationwide, for example, is giving $50 to its auto policyholders, which amounts to about a 15% break on premiums for two months. Mark Williams, Cincinnati.com, "Insurers cut auto rates as coronavirus outbreak reduces driving," 19 Apr. 2020 The $2 billion amounts to a quarter of a policyholder’s premium for the period covered by March 20 through May 31, according to the insurance group. Mark Williams, Cincinnati.com, "Insurers cut auto rates as coronavirus outbreak reduces driving," 19 Apr. 2020 Our customers with auto policies in force between March 20 and May 31 will receive on average a 25% policy credit (no policyholder action needed). Khristopher J. Brooks, CBS News, "State Farm slashing $2 billion off customer auto bills until May 31," 10 Apr. 2020 Other vehicle insurers still seem to be wrestling with doing right by policyholders versus doing right by shareholders. Los Angeles Times, "Column: Why isn’t car insurance cheaper as we all stay home?," 7 Apr. 2020

These example sentences are selected automatically from various online news sources to reflect current usage of the word 'policyholder.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. Send us feedback.

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First Known Use of policyholder

1818, in the meaning defined above

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The first known use of policyholder was in 1818

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Last Updated

6 Jun 2020

Cite this Entry

“Policyholder.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/policyholder. Accessed 13 Jul. 2020.

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More Definitions for policyholder


How to pronounce policyholder (audio)

English Language Learners Definition of policyholder

: a person who owns an insurance policy


pol·​i·​cy·​hold·​er | \ ˈpä-lə-sē-ˌhōl-dər How to pronounce policyholder (audio) \

Legal Definition of policyholder

: the owner of an insurance policy

called also policyowner

— compare subject

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