health insurance

noun

Definition of health insurance

: insurance against loss through illness of the insured especially : insurance providing compensation for medical expenses

Examples of health insurance in a Sentence

Recent Examples on the Web

Racially disparate rates occur all across the country; especially disparate cancer clusters in metro areas typically share the same culprits: hyper-segregation, poverty, lack of health insurance, food deserts, obesity and low health literacy. Talis Shelbourne, Milwaukee Journal Sentinel, "Why are there racial disparities in cancer? Doctor gives clues in Milwaukee presentation," 12 Sep. 2019 This plan would involve the democratization of healthcare, meaning that the government would mandate that every American citizen have access to the same type of health insurance. Ineye Komonibo, Marie Claire, "Andrew Yang's 2020 Dark-Horse Presidential Platform," 12 Sep. 2019 The breakout reinforces how the ACA's health plans, while attracting considerable political attention, account for only a fraction of the nation's health insurance. Amy Goldstein, Anchorage Daily News, "Share of Americans without health insurance increases, Census Bureau reports," 10 Sep. 2019 The bureau’s Current Population Survey is widely regarded as the most reliable portrayal of health insurance in the United States, but there have been other clues the ranks of the uninsured are swelling. Washington Post, "More Americans go without health coverage despite strong economy, Census Bureau finds," 10 Sep. 2019 Poverty, lack of health insurance, and unpredictable driving conditions create additional hurdles for Mainers to travel for care, the suit says. Stephanie Ebbert, BostonGlobe.com, "In rural Maine, family planning clinics face threat of closure," 31 Aug. 2019 Its financial assistance policy, unlike those of many of its peers around the country, all but ignores patients with any form of health insurance, no matter their out-of-pocket costs. Wendi C. Thomas, ProPublica, "Nonprofit Christian Hospital Suspends Debt Collection Lawsuits Amid Furor Over Suing Its Own Employees," 3 July 2019 The grievances are shared with Mexican workers: unstable wages, a lack of health insurance, and the risk of injury or death. Martha Pskowski, The Verge, "Deaths and injuries don’t slow Uber Eats’ rapid expansion in Mexico," 3 July 2019 In Iowa, promoters are required to purchase $10,000 of health insurance for each fighter. Chris Mannix, SI.com, "Fallout From a Knockout: How One Tragic Night Changed a Boxer's Life Forever," 13 June 2019

These example sentences are selected automatically from various online news sources to reflect current usage of the word 'health insurance.' Views expressed in the examples do not represent the opinion of Merriam-Webster or its editors. Send us feedback.

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First Known Use of health insurance

1901, in the meaning defined above

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Statistics for health insurance

Last Updated

10 Oct 2019

Look-up Popularity

Time Traveler for health insurance

The first known use of health insurance was in 1901

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More Definitions for health insurance

health insurance

noun

Financial Definition of health insurance

What It Is

Health insurance is insurance that covers some or all of the costs of an individuals healthcare.

How It Works

Health insurance absorbs or offsets healthcare costs associated with, but not limited to, routine health examinations, specialist referral visits, inpatient and outpatient surgery, unforeseen eventualities such as illnesses or injuries, and prescription medication. Health insurance policies are categorized as privately paid for by an individual, publicly provided as a service through Social Security, or commercially arranged by a company as part of an employee benefit package.

Broader levels of health insurance coverage generally have higher premium costs. In many cases, the insured party is responsible for paying his/her healthcare provider an up-front, tax deductible amount called co-pay. Health insurance companies then may compensate healthcare providers directly or reimburse the policy holder based on the remaining portion of an itemized bill.

Why It Matters

Health insurance primarily protects individuals from the prohibitively high costs of surgical procedures, inpatient hospital care, and emergency attention. Though health insurance itself can become costly for a family, it is only a small fraction of the potential costs associated with unforeseen illnesses and emergencies (for example, the diagnosis and treatment of cancer or a heart attack).

Source: Investing Answers

health insurance

noun

Medical Definition of health insurance

: insurance against loss through illness of the insured especially : insurance providing compensation for medical expenses

health insurance

noun

Legal Definition of health insurance

: insurance against loss through illness or injury of the insured especially : insurance providing compensation for medical expenses and often income for disability

More from Merriam-Webster on health insurance

Rhyming Dictionary: Words that rhyme with health insurance

Nglish: Translation of health insurance for Spanish Speakers

Britannica.com: Encyclopedia article about health insurance

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