creditor

noun

cred·​i·​tor ˈkre-di-tər How to pronounce creditor (audio)
-ˌtȯr
: one to whom a debt is owed
especially : a person to whom money or goods are due

Examples of creditor in a Sentence

She owes thousands of dollars to creditors.
Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
Consider trying to settle the account If the underlying debt is legitimate and the judgment is valid, one way to get rid of the issue may be to negotiate with the creditor to settle the account. Angelica Leicht, CBS News, 12 Mar. 2026 Nonprofit debt counselors can help negotiate a debt management plan with creditors, which may reduce interest rates and extend the repayment term. Stephanie Dhue,sharon Epperson, CNBC, 11 Mar. 2026 The property was sold by Epstein’s estate in 2023 — with proceeds going toward creditors — to the family of Don Huffines, a candidate in Texas for state comptroller who won the Republican primary last week. Alex Nitzberg, FOXNews.com, 10 Mar. 2026 The property was sold by Epstein’s estate in 2023 — with proceeds going toward creditors — to the family of Don Huffines, a candidate in Texas for state comptroller who won the Republican primary last week. ABC News, 9 Mar. 2026 See All Example Sentences for creditor

Word History

First Known Use

15th century, in the meaning defined above

Time Traveler
The first known use of creditor was in the 15th century

Browse Nearby Words

Cite this Entry

“Creditor.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/creditor. Accessed 15 Mar. 2026.

Kids Definition

creditor

noun
cred·​i·​tor ˈkred-ət-ər How to pronounce creditor (audio)
: a person to whom a debt is owed

Legal Definition

creditor

noun
cred·​i·​tor ˈkre-də-tər, -ˌtȯr How to pronounce creditor (audio)
: a person to whom a debt is owed
especially : a person to whom money or goods are due compare debtor, obligor
general creditor
: a creditor who is not secured by a lien or other security interest

called also unsecured creditor

judgment creditor
: a creditor who has a money judgment entered against the debtor and may enforce the judgment (as by attachment or writ of execution)
known creditor
: a creditor whose potential claim is known or should be known by a debtor and who is entitled to notice of a corporate dissolution or of a date at which claims will be barred (as in bankruptcy)
lien creditor
: a creditor who is secured by a lien (as by attachment)
secured creditor
: a creditor who has a security interest (as a mortgage)
unsecured creditor
: general creditor in this entry

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