deductible

1 of 3

adjective

de·​duct·​ible di-ˈdək-tə-bəl 

dē-

: allowable as a deduction

expenses that are deductible from taxable income

deductibility

di-ˌdək-tə-ˈbi-lə-tē 

dē-;

noun

deductible

2 of 3

noun (1)

plural deductibles

: the amount of financial loss specified in an insurance policy that the insurer will not be held responsible for and that the insurance holder must pay

The deductible on your insurance is the amount of money on an insurance claim you would pay before the insurance company pays. It's what you'll be paying out of pocket prior to the insurance coverage.

—Steve Fiorillo

also : a clause in an insurance policy that relieves the insurer of responsibility for an initial specified loss of the kind insured against

deductibility

3 of 3

noun (2)

de·​duct·​ibil·​i·​ty də̇ˌdəktəˈbilətē 

(ˌ)dē-, 

-ətē, 

-i

plural -es

: the state or quality of being deductible

Examples of deductible in a Sentence

Adjective

The trip was deductible as a business expense.

Noun (1)

I have an insurance policy with a $1,000 deductible.

Recent Examples on the Web

Adjective

Our sample plan had a $100,000 coverage limit, a $100 deductible and 100% coinsurance when in-network. — Liz Knueven, CNBC, 20 July 2026

Without those subsidies, monthly insurance bills went up on average by 58%, according to health policy researchers at KFF — a cost that would have been even higher had many people not switched to cheaper, high-deductible plans. — Lisa Jarvis, Mercury News, 15 July 2026

Noun

As deductibles and copays have risen, more healthcare costs have landed directly on consumers, and people spending their own money want the price up front, fewer moving parts, and no surprises at the register. — Forbes.com, 29 July 2026

Be sure to investigate co-pays, deductibles, and what’s covered for birthing classes and specialty tests. — Jill Schlesinger, Mercury News, 27 July 2026

Word History

First Known Use

Adjective

1856, in the meaning defined above

Noun (1)

1922, in the meaning defined above

Phrases Containing deductible

• tax-deductible

Rhymes for deductible

• indestructible
• ineluctable
• nondeductible

Legal Definition

deductible

1 of 2 adjective

de·​duc·​ti·​ble di-ˈdək-tə-bəl 

: allowable as a deduction

deductibility

-ˌdək-tə-ˈbi-lə-tē 

noun

deductible

2 of 2 noun

: a clause in an insurance policy that relieves the insurer of responsibility for an initial specified loss of the kind insured against

also : the amount specified in such a clause compare franchise sense 4a