creditor

noun

cred·​i·​tor ˈkre-di-tər How to pronounce creditor (audio)
-ˌtȯr
: one to whom a debt is owed
especially : a person to whom money or goods are due

Examples of creditor in a Sentence

She owes thousands of dollars to creditors.
Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
At filing, the airline owed secured and unsecured creditors more than $400 million. David Lyons, Sun Sentinel, 11 June 2025 Closing labor and delivery provided enough financial breathing room for the organization to start paying off its creditors and now, according to the latest budget report presented to the Tri-City board last month, the picture is vastly different. Paul Sisson, San Diego Union-Tribune, 9 June 2025 The key lesson, however, is that as an international debtor, even with a large market and having the world’s reserve currency, like the U.S., is vulnerable to actions by its creditors. Edward Lotterman, Twin Cities, 8 June 2025 Yet as lending has tapered off and grace periods on many loans have expired, China has emerged as the world's largest official creditor, according to a new report from the Lowy Institute, an Australian foreign policy think tank. Micah McCartney, MSNBC Newsweek, 29 May 2025 See All Example Sentences for creditor

Word History

First Known Use

15th century, in the meaning defined above

Time Traveler
The first known use of creditor was in the 15th century

Browse Nearby Words

Cite this Entry

“Creditor.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/creditor. Accessed 15 Jun. 2025.

Kids Definition

creditor

noun
cred·​i·​tor ˈkred-ət-ər How to pronounce creditor (audio)
: a person to whom a debt is owed

Legal Definition

creditor

noun
cred·​i·​tor ˈkre-də-tər, -ˌtȯr How to pronounce creditor (audio)
: a person to whom a debt is owed
especially : a person to whom money or goods are due compare debtor, obligor
general creditor
: a creditor who is not secured by a lien or other security interest

called also unsecured creditor

judgment creditor
: a creditor who has a money judgment entered against the debtor and may enforce the judgment (as by attachment or writ of execution)
known creditor
: a creditor whose potential claim is known or should be known by a debtor and who is entitled to notice of a corporate dissolution or of a date at which claims will be barred (as in bankruptcy)
lien creditor
: a creditor who is secured by a lien (as by attachment)
secured creditor
: a creditor who has a security interest (as a mortgage)
unsecured creditor
: general creditor in this entry

More from Merriam-Webster on creditor

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