commercial bank

noun

: a bank organized chiefly to handle the everyday financial transactions of businesses (as through demand deposit accounts and short-term commercial loans)

Examples of commercial bank in a Sentence

Recent Examples on the Web
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President Jimmy Carter ushered in a wave of deregulation, wiping away distinctions among commercial banks, savings and loan associations, and credit unions and subsequently making financial institutions more competitive and market-driven. Sasha Rogelberg, Fortune, 4 May 2026 First Citizens folded Silicon Valley Bank’s financial results into its commercial bank in the fourth quarter of last year, no longer reporting it as a separate operating segment. Bloomberg, Mercury News, 23 Apr. 2026 Fairmoney is part of an increasingly competitive digital lending scene in Nigeria where startups offer quick cash loans to individuals who typically struggle to secure credit from traditional commercial banks. Alexander Onukwue, semafor.com, 23 Feb. 2026 For the large-cap commercial banks, the three analysts agreed the credit card proposal may have been a catalyst for some investors to take some profits after big gains in those stocks in 2025. Davis Giangiulio, CNBC, 28 Jan. 2026 See All Example Sentences for commercial bank

Word History

First Known Use

1910, in the meaning defined above

Time Traveler
The first known use of commercial bank was in 1910

Cite this Entry

“Commercial bank.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/commercial%20bank. Accessed 14 May. 2026.

Kids Definition

commercial bank

noun
: a bank that accepts deposits that can be withdrawn without notice and creates credit through loans mainly to businesses

Legal Definition

commercial bank

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