commercial bank


: a bank organized chiefly to handle the everyday financial transactions of businesses (as through demand deposit accounts and short-term commercial loans)

Examples of commercial bank in a Sentence

Recent Examples on the Web The analysis is based on the firm’s monitoring of the financial services industry, numerous proprietary data points, and public data from six of the nation’s largest investment and commercial banks, and 10 of the largest asset management firms. Sheryl Estrada, Fortune, 16 Nov. 2023 China is also working more with multilateral lenders and Western commercial banks. Reuters, NBC News, 7 Nov. 2023 In addition, China’s central bank, the People’s Bank of China, has conducted an elaborate stress test on the balance sheets of China’s 20 largest commercial banks, said three of the people, to ensure their resilience in case of further real estate losses. Keith Bradsher, New York Times, 30 Sep. 2023 The second option is to provide commercial banks with liquidity, which will probably set the Fed back in its fight against inflation. Steve H. Hanke, National Review, 22 Mar. 2023 The Fed alone decides the size of its assets and liabilities, not the commercial banks. WSJ, 31 Oct. 2023 From the end of 2019 to the end of 2021, deposits at domestic commercial banks rose by more than 35% to about $18 trillion. Mayra Rodriguez Valladares, Forbes, 21 Apr. 2023 So these loans have consistently been very profitable for commercial banks, which charge interest rates that are a couple of percentage points higher than the banks pay their depositors. Keith Bradsher, New York Times, 30 Sep. 2023 But one particularly impactful and innovative part of the effort has been a major investment of time and capital by JPMorgan Chase, America’s biggest commercial bank—and an honoree on this year’s Fortune Change the World list. Matthew Heimer, Fortune, 27 Sep. 2023 See More

These examples are programmatically compiled from various online sources to illustrate current usage of the word 'commercial bank.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

Word History

First Known Use

1910, in the meaning defined above

Time Traveler
The first known use of commercial bank was in 1910

Dictionary Entries Near commercial bank

Cite this Entry

“Commercial bank.” Dictionary, Merriam-Webster, Accessed 8 Dec. 2023.

Kids Definition

commercial bank

: a bank that accepts deposits that can be withdrawn without notice and creates credit through loans mainly to businesses

Legal Definition

commercial bank

see bank

More from Merriam-Webster on commercial bank

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