How to Use negative equity in a Sentence

negative equity

noun

• To lower those monthly payments, car buyers with negative equity may opt to stretch the length of their loans.
  — Lorie Konish, CNBC, 15 Jan. 2026
• When consumers trade in a car with negative equity, that balance typically gets rolled into a loan for the new car.
  — Sarah Agostino, CNBC, 14 Apr. 2026
• In this case, the consumer is rolling $2,000 of negative equity into that new car loan.
  — Susan Tompor, USA Today, 8 Jan. 2026
• Auto lenders tend to front-load interest, so the older the loan, the less likely the driver has negative equity.
  — Daniel De Visé, USA Today, 15 Oct. 2025
• Auto lenders tend to front-load interest, so the older the loan, the less likely the driver has negative equity.
  — Daniel De Visé, USA Today, 21 Oct. 2025
• Drivers trading in a car with negative equity typically need to come up with cash to pay that balance, or roll the debt into their new loan.
  — Lorie Konish, CNBC, 15 Jan. 2026
• The rise in negative equity comes as more Americans are falling behind on car payments.
  — Daniel De Visé, USA Today, 21 Oct. 2025
• More than one-quarter of trade-ins had more than $10,000 in negative equity — also a record high.
  — Lorie Konish, CNBC, 15 Jan. 2026
• More than one in four trade-ins had negative equity in the third quarter of 2025, Edmunds reports.
  — Daniel De Visé, USA Today, 15 Oct. 2025
• More than one in four trade-ins had negative equity in the third quarter of 2025, Edmunds reports.
  — Daniel De Visé, USA Today, 21 Oct. 2025
• Those in a negative equity position likely purchased their homes more recently, when mortgage rates were higher and prices had peaked.
  — Diana Olick, CNBC, 12 Dec. 2025
• In most cases, the borrower also must bring money to the table to help offset the negative equity, Drury said.
  — Susan Tompor, USA Today, 8 Jan. 2026
• The down payment is subtracted from the $6,000 of negative equity.
  — Susan Tompor, USA Today, 8 Jan. 2026
• Eventually, your negative equity will melt away.
  — Daniel De Visé, USA Today, 15 Oct. 2025
• Eventually, your negative equity will melt away.
  — Daniel De Visé, USA Today, 21 Oct. 2025
• Also, 27% of these trade-ins carried $10,000 or more in negative equity, also a record high.
  — Sarah Agostino, CNBC, 30 Mar. 2026
• The average amount owed on trade-ins with negative equity rose to $7,214 — an all-time high, according to Edmunds.
  — Lorie Konish, CNBC, 15 Jan. 2026
• Trade-in buyers with negative equity financed $11,164 more than the typical new car buyer.
  — Daniel De Visé, USA Today, 15 Oct. 2025
• Trade-in buyers with negative equity financed $11,164 more than the typical new car buyer.
  — Daniel De Visé, USA Today, 21 Oct. 2025
• People who carry negative equity in their current vehicles — owing more than the car is worth — are unlikely to realize much in savings in the transition.
  — Chris Teague, AJC.com, 15 May 2026
• The average down payment for consumers with a negative equity trade-in during the third quarter of 2025 was $2,721.
  — Susan Tompor, USA Today, 8 Jan. 2026
• The average negative equity trade-in was $7,183 during the quarter for new vehicles, according to Edmunds.
  — Michael Wayland, CNBC, 9 May 2026
• The amount of negative equity averaged $5,105, a 35% increase from 2019.
  — Michael Wayland, CNBC, 9 May 2026
• Among vehicle owners who traded in with negative equity, one in three owed more than $5,000, and roughly one in four owed more than $10,000, Edmunds found.
  — Daniel De Visé, USA Today, 21 Oct. 2025
• Among vehicle owners who traded in with negative equity, one in three owed more than $5,000, and roughly one in four owed more than $10,000, Edmunds found.
  — Daniel De Visé, USA Today, 15 Oct. 2025
• The average monthly payment for buyers who rolled negative equity into a new loan reached $916 in the fourth quarter of 2025, according to Edmunds.
  — Sarah Agostino, CNBC, 30 Mar. 2026
• Of those who are underwater, more than a quarter of those customers rolled $10,000 or more in previous debt into their new loans—a new record high—pushing the average amount of negative equity rollover north of $7,000 for the first time ever, Automotive News says.
  — Byron Hurd, The Drive, 4 Mar. 2026