How to Use charge off in a Sentence
charge off
verb-
Cruz was ready for it and came charging off the mound and slid to snag the ball.
—Ryan Canfield, FOXNews.com, 29 Apr. 2026
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There’s a green bulb up front, charged off the engine battery.
—Literary Hub, 7 Nov. 2025
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Eight-and-a-half percent were delinquent, but not charged off.
—George Liebmann, Baltimore Sun, 11 Apr. 2026
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The band then charged off the stage to a round of applause as the lights went down and the movie began.
—Andrew McGowan, Variety, 17 Aug. 2025
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On the date your debt was charged off by the original creditor.
—Marley Malenfant, Austin American Statesman, 23 Mar. 2026
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What happens when your unpaid credit card balance is charged off?
—Angelica Leicht, CBS News, 20 May 2026
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Eric Freeny led the charge off the bench with a season-high 10 points.
—Haley Sawyer, Oc Register, 8 Mar. 2026
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So, what exactly happens when your unpaid credit card balance is charged off?
—Angelica Leicht, CBS News, 20 May 2026
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Once debts become severely delinquent or charged off, though, those options can become more limited.
—Angelica Leicht, CBS News, 19 May 2026
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Banks often prefer to resolve these situations internally rather than charging off accounts and selling the debt.
—Angelica Leicht, CBS News, 18 Dec. 2025
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In many cases, accepting a settlement can make financial sense for the creditor, especially after an account has been charged off or sent to collections.
—Angelica Leicht, CBS News, 1 July 2026
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Over time, most unpaid debt gets charged off, sold to third-party debt collectors for a fraction of the value and then eventually pursued in court, which is happening with increasing frequency.
—Angelica Leicht, CBS News, 6 Mar. 2026
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After a charge-off Once a debt has been charged off by the original creditor, it is typically either sold to a third-party debt buyer or assigned to a collection agency.
—Angelica Leicht, CBS News, 21 Apr. 2026
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And, many debt collection agencies expect to negotiate, particularly if the debt is older or already charged off by the original creditor.
—Angelica Leicht, CBS News, 27 Jan. 2026
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Missing a few payments on your credit cards won't cause your account to be frozen, but if the account becomes seriously delinquent, is charged off, and then sold or assigned to a collection agency, legal action may follow.
—Angelica Leicht, CBS News, 20 Mar. 2026
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How delinquent your accounts are Accounts that are already significantly past due or charged off may be closer to settlement eligibility, which can speed up results.
—Angelica Leicht, CBS News, 21 Apr. 2026
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After all, a balance that's 90 days past due operates under completely different conditions than one that's been sold to a third-party collector, charged off or resulted in a court judgment.
—Angelica Leicht, CBS News, 21 Apr. 2026
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Takaoka played a long arcing ball-ahead to Ocampo, who avoided goalkeeper James Pantemis — who had charged off his line — and rolled a shot from the edge of the penalty area inside the back post and into a wide-open net.
—ABC News, 5 Apr. 2026
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If a settlement isn't reached before a creditor's internal deadline, the account may be charged off and sold to a third-party debt collector, who can then pursue collections independently, sometimes years after the original program began.
—Angelica Leicht, CBS News, 23 Apr. 2026
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Those batteries charge off-grid via 800 watts of rooftop solar (expandable to 1,200 W) and an auxiliary 6,500-W alternator, keeping the 48-V electrical system live and ready for the full two weeks, with that running A/C will drive the battery reserves down much quicker.
—C.c. Weiss may 17, New Atlas, 17 May 2026
Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'charge off.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.
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