underinsurance

noun
un·​der·​in·​sur·​ance | \ ˌən-dər-in-ˈshu̇r-əns\

Legal Definition of underinsurance

1 : insufficient insurance
2 : insurance coverage protecting usually against uninsured or underinsured motorists by compensating the insured if the tortfeasor's liability policy limits fall short of the insured's losses : insurance providing uninsured motorist coverage

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