omnibus clause

noun
om·​ni·​bus clause | \ˈäm-ni-ˌbəs-\

Legal Definition of omnibus clause 

1 : a clause in a will, decree, or security agreement that stipulates the disposition or status of property not specifically named

2 : a clause in a vehicle insurance policy that provides coverage for those who use the vehicle with the express or implied permission of the insured — see also statutory omnibus clause

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