Law Dictionary

facility of payment clause

fa·cil·i·ty of pay·ment clause \fə-ˈsi-lə-tē-\
  1. :  a clause in an insurance policy permitting the insurer to pay the death benefit to a relative of the insured or to any other person especially by reason of the person's incurring expenses (as funeral expenses) on the insured's behalf

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to cast off or become cast off

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