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underwriter

noun

un·​der·​writ·​er ˈən-dər-ˌrī-tər How to pronounce underwriter (audio)
ˈən-də-
1
: one that underwrites : guarantor
2
a
: one that underwrites a policy of insurance : insurer
b
: one who selects risks to be solicited or rates the acceptability of risks solicited
3
: one that underwrites a security issue

Examples of underwriter in a Sentence

Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
This shift in requirements will allow underwriters to focus on a consumer's previous rental payment history, rather than their credit worthiness. Lucy Notarantonio, MSNBC Newsweek, 14 Nov. 2025 Market volatility, higher interest rates and regulatory scrutiny have also chilled risk appetite among both issuers and underwriters. Yun Li, CNBC, 13 Nov. 2025 Those underwriters, like managing general underwriters, act as intermediaries between insurance carriers, such as Hadron, and brokers or agents. Arkansas Online, 11 Nov. 2025 The site places everyone from actuaries to underwriters, auditors and sales professionals. Kathy Kristof, San Diego Union-Tribune, 10 Nov. 2025 See All Example Sentences for underwriter

Word History

First Known Use

1622, in the meaning defined at sense 1

Time Traveler
The first known use of underwriter was in 1622

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Cite this Entry

“Underwriter.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/underwriter. Accessed 30 Nov. 2025.

Legal Definition

underwriter

noun
un·​der·​writ·​er ˈən-dər-ˌrī-tər How to pronounce underwriter (audio)
1
a
: a person (as an individual or a company) who underwrites an insurance policy : insurer
b
: a person who assesses risks to be covered by an insurance policy
2
: a person (as an individual or company) who underwrites a security issue compare issuer

Note: The Securities Act of 1933 requires dealers, issuers, and underwriters to file registration statements for the securities that they sell.

More from Merriam-Webster on underwriter

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