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If your credit score is still intact, a balance transfer card with a 0% introductory APR can give you breathing room to pay down principal without interest compounding.—Angelica Leicht, CBS News, 4 May 2026 Your mind can categorize your to-do list as either paying down debt or building credit.—Big Think, 4 May 2026 Instead of adding to the debt, Giltner said that opting to pay down the debt would be a better allocation of tax dollars.—Jake Angelo, Fortune, 3 May 2026 But that plan also would curtail all state efforts to pay down pension debt in a faster-than-normal fashion.—Keith M. Phaneuf, Hartford Courant, 2 May 2026 See All Example Sentences for pay down