plural IRAs
: a retirement savings account in which income taxes on certain deposits and on all gains are deferred until withdrawals are made
Irish Republican Army
Examples of IRA in a Sentence
Abbreviation
a representative of the IRA
Recent Examples on the Web
Aliss Higham, MSNBC Newsweek, 1 Apr. 2026
To recap, QCDs are available to people 70½ who can contribute IRA funds to charity (up to $111,000 in 2026).
—Liz Weston, San Diego Union-Tribune, 29 Mar. 2026
The $8,600 annual limit means the Roth IRA alone won’t transform a retirement plan overnight.
—Allison Palmer, Fort Worth Star-Telegram, 27 Mar. 2026
Pay your future self first by way of automatic investments in a 401(k) or Roth IRA.
—Betty Lin-Fisher, USA Today, 27 Mar. 2026
See All Example Sentences for IRA
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Noun
After that point, the account transitions to operate under rules that largely mirror those of a traditional IRA, including provisions governing contributions and withdrawals.
—Aliss Higham, MSNBC Newsweek, 1 Apr. 2026
To recap, QCDs are available to people 70½ who can contribute IRA funds to charity (up to $111,000 in 2026).
—Liz Weston, San Diego Union-Tribune, 29 Mar. 2026
The $8,600 annual limit means the Roth IRA alone won’t transform a retirement plan overnight.
—Allison Palmer, Fort Worth Star-Telegram, 27 Mar. 2026
Pay your future self first by way of automatic investments in a 401(k) or Roth IRA.
—Betty Lin-Fisher, USA Today, 27 Mar. 2026
See All Example Sentences for IRA
Cite this Entry
“IRA.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/IRA. Accessed 4 Apr. 2026.
Copy CitationLegal Definition
IRA
noun
: an account in which a person may deposit up to a stipulated amount each year and that is not taxable until retirement or early withdrawal
Note: Deposits to an IRA may not be completely or partially deductible from adjusted gross income if one's income exceeds a set level.
Etymology
Noun
individual retirement account
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