plural IRAs
: a retirement savings account in which income taxes on certain deposits and on all gains are deferred until withdrawals are made
Irish Republican Army
Examples of IRA in a Sentence
Abbreviation
a representative of the IRA
Recent Examples on the Web
Marina Johnson, Louisville Courier Journal, 13 Jan. 2026
The investing portion usually includes long-term goals such as contributing to a retirement account like a 401(k) or IRA, or investing in a brokerage account for future growth.
—Andreina Rodriguez, CNBC, 12 Jan. 2026
Transferring the money to a Roth IRA would be known as a conversion, and that could make the entire amount taxable.
—Liz Weston, Los Angeles Times, 11 Jan. 2026
After all, the nest egg in your 401(k) or IRA represents not just money, but future security and independence.
—Angelica Leicht, CBS News, 7 Jan. 2026
See All Example Sentences for IRA
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Noun
Taxpayers can potentially lower their tax bracket by making contributions to retirement accounts like a 401(k) or a traditional IRA.
—Marina Johnson, Louisville Courier Journal, 13 Jan. 2026
The investing portion usually includes long-term goals such as contributing to a retirement account like a 401(k) or IRA, or investing in a brokerage account for future growth.
—Andreina Rodriguez, CNBC, 12 Jan. 2026
Transferring the money to a Roth IRA would be known as a conversion, and that could make the entire amount taxable.
—Liz Weston, Los Angeles Times, 11 Jan. 2026
After all, the nest egg in your 401(k) or IRA represents not just money, but future security and independence.
—Angelica Leicht, CBS News, 7 Jan. 2026
See All Example Sentences for IRA
Cite this Entry
“IRA.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/IRA. Accessed 15 Jan. 2026.
Copy CitationLegal Definition
IRA
noun
: an account in which a person may deposit up to a stipulated amount each year and that is not taxable until retirement or early withdrawal
Note: Deposits to an IRA may not be completely or partially deductible from adjusted gross income if one's income exceeds a set level.
Etymology
Noun
individual retirement account
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