plural IRAs
: a retirement savings account in which income taxes on certain deposits and on all gains are deferred until withdrawals are made

IRA

2 of 2

abbreviation

Irish Republican Army

Examples of IRA in a Sentence

Abbreviation a representative of the IRA
Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
Noun
American Hartford Gold's catalog includes many gold and silver coins that can be securely added to your gold IRA and held for you. Liz Knueven, CNBC, 12 May 2026 Twenty states have adopted auto-IRA programs, according to the AARP, as a safety net for employees who lack access to retirement savings. Daniel De Visé, USA Today, 10 May 2026 The rules only apply to the IRA being amortized. Elliot Raphaelson, The Orlando Sentinel, 8 May 2026 Get a free gold IRA information kit here to learn more. Matt Richardson, CBS News, 8 May 2026 See All Example Sentences for IRA

Word History

Etymology

Noun

initialism from individual retirement account or individual retirement arrangement

First Known Use

Noun

1974, in the meaning defined above

Time Traveler
The first known use of IRA was in 1974

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Cite this Entry

“IRA.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/IRA. Accessed 14 May. 2026.

Legal Definition

: an account in which a person may deposit up to a stipulated amount each year and that is not taxable until retirement or early withdrawal

Note: Deposits to an IRA may not be completely or partially deductible from adjusted gross income if one's income exceeds a set level.

Etymology

Noun

individual retirement account

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