fintech

noun

fin·​tech ˈfin-ˌtek 

plural fintechs

: products and companies that employ newly developed digital and online technologies in the banking and financial services industries

The impact that fintech is making throughout our economy is still in its infancy stages. Fintech is really just about innovating and bringing solutions to the banking, lending and capital markets.

—Jason Raznick

—often used before another noun

the fintech sector

… a leading fintech firm, a new breed of companies that offer loans through online platforms.

—Hugo Martin

From payments to wealth management, from peer-to-peer lending to crowdfunding, a new generation of startups is taking aim at the heart of the industry … . Like other disrupters from Silicon Valley, "fintech" firms are growing fast.

—The Economist

also : a business that uses or creates such technologies

Traditional banks are eager to court fintechs as clients, partners or vendors—often in all three roles at once.

—Mark Calvey

Examples of fintech in a Sentence

Recent Examples on the Web

Ukraine’s post-war economic story will not initially be written by startups or fintech. —Ariel Cohen, Forbes.com, 20 May 2026

Agentic finance has become a buzzword in fintech, as the likes of Stripe and Visa predict that, in the near future, humans will task bots to order groceries for them, pay for subscriptions on their behalf, or move money between their bank accounts. —Ben Weiss, Fortune, 20 May 2026

Mercury has emerged in recent years as one of a select group of fintech firms, like the larger payments startups Ramp and Stripe, that have continued to thrive after the collapse of the inflated valuations of the pandemic era. —Hugh Son, CNBC, 20 May 2026

The second executive order aims to promote collaboration between fintech firms, financial institutions, and federal regulators, the White House official said. —Eleanor Mueller, semafor.com, 19 May 2026

Word History

Etymology

short for financial technology

First Known Use

1971, in the meaning defined above

Rhymes for fintech

• aztec
• breakneck
• codec
• exec
• mixtec
• paycheck
• pinchbeck
• recheck
• redneck
• toltec
• beck
• breck