fintech

noun

fin·​tech ˈfin-ˌtek 

plural fintechs

: products and companies that employ newly developed digital and online technologies in the banking and financial services industries

The impact that fintech is making throughout our economy is still in its infancy stages. Fintech is really just about innovating and bringing solutions to the banking, lending and capital markets.

—Jason Raznick

—often used before another noun

the fintech sector

… a leading fintech firm, a new breed of companies that offer loans through online platforms.

—Hugo Martin

From payments to wealth management, from peer-to-peer lending to crowdfunding, a new generation of startups is taking aim at the heart of the industry … . Like other disrupters from Silicon Valley, "fintech" firms are growing fast.

—The Economist

also : a business that uses or creates such technologies

Traditional banks are eager to court fintechs as clients, partners or vendors—often in all three roles at once.

—Mark Calvey

Examples of fintech in a Sentence

Recent Examples on the Web

OPay, a Chinese fintech company focused on Nigeria, is looking to go public in the US, Bloomberg reported. —Alexander Onukwue, semafor.com, 4 May 2026

Whereas many large tax, payroll, and fintech companies move toward automation and self-service, George has instead prioritized things like accessibility, strategic guidance, and real conversations. —Nick Franck, USA Today, 1 May 2026

Some fintech companies and digital banking platforms aren't FDIC members themselves but partner with banks that are. —Angelica Leicht, CBS News, 1 May 2026

This initiative, which is supported by 13 major financial institutions and fintechs, including DBS, HSBC, and UOB, aims to prepare the industry for a future where autonomous AI agents can discover products and execute transactions on behalf of consumers. —Arthur Zaczkiewicz, Footwear News, 30 Apr. 2026

Word History

Etymology

short for financial technology

First Known Use

1971, in the meaning defined above

Rhymes for fintech

• aztec
• breakneck
• codec
• exec
• mixtec
• paycheck
• pinchbeck
• recheck
• redneck
• toltec
• beck
• breck