credit history

noun

: a record of having borrowed and repaid money in the past
It's hard to buy a car if you don't have any credit history.

Examples of credit history in a Sentence

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Consumers and businesses Lower interest rates will also be welcomed by consumers looking to borrow money for other things, with a potential reduction in interest on credit cards and personal loans, although this is dependent on your personal circumstances including credit history. Holly Ellyatt, CNBC, 8 May 2025 What will show up on the credit history is the late payments that were reported by the loan holder before the loan went into default. Karen Garcia, Los Angeles Times, 7 May 2025 New student loan delinquencies have been shown to have big impacts, with scores dropping an average of 87 points for borrowers with a weak credit history and 171 points for those with better credit. Andrew Torgan, CNN Money, 4 May 2025 The third aspect, the length of your credit history, generally accounts for 15% of your score. Rachel Barber, USA Today, 30 Apr. 2025 See All Example Sentences for credit history

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“Credit history.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/credit%20history. Accessed 18 May. 2025.

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