You know what it looks like… but what is it called?
TAKE THE QUIZ“civil-authority”
We have one entry that includes the term civil-authority.
civil authority clause
noun: a clause in fire and similar insurance policies excluding loss caused by order of civil authorities unless destruction is for the purpose of checking the progress of the hazard insured against
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- Before we went to her house, Hannah told us her aunt was a flibbertigibbet.


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Merriam-Webster unabridged