certified check


Definition of certified check

: a check that is guaranteed by a bank

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Cite this Entry

“Certified check.” The Merriam-Webster.com Dictionary, Merriam-Webster Inc., https://www.merriam-webster.com/dictionary/certified%20check. Accessed 26 January 2020.

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certified check


Financial Definition of certified check

What It Is

A certified check is a check for which the issuing bank guarantees payment.

How It Works

Let's assume you want to rent an apartment from the XYZ Leasing Company but your credit is bad. XYZ Leasing Company may require you to pay with a certified check, meaning that your bank will issue a check to XYZ from your account and guarantee that there will be enough cash in the account to pay XYZ. The bank also guarantees that the signature on the check is yours.

Why It Matters

Certified checks are a good way for sellers to feel more secure about the source of buyer's funds because banks issuing certified checks generally lock the amount of the check up to ensure that the depositor does not withdraw the funds and force the check to bounce.

Banks almost always charge fees to issue certified checks and cannot halt the payment of a certified check without the original receipt.

Source: Investing Answers

certified check

Legal Definition of certified check

see check

Comments on certified check

What made you want to look up certified check? Please tell us where you read or heard it (including the quote, if possible).


to express in a more acceptable way

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