plural IRAs
: a retirement savings account in which income taxes on certain deposits and on all gains are deferred until withdrawals are made
Irish Republican Army
Examples of IRA in a Sentence
Abbreviation
a representative of the IRA
Recent Examples on the Web
Angelica Leicht, CBS News, 4 Mar. 2026
Every withdrawal from the pre-tax IRA will be subject to income taxes.
—Liz Weston, San Diego Union-Tribune, 1 Mar. 2026
At that point, an HSA used for non-medical expenses essentially functions like a traditional IRA.
—Lauren Schuster, Miami Herald, 26 Feb. 2026
For example, families could also consider a 529 college savings plan, brokerage account for minors or Roth IRA once the child earns income, said Collado, who is also a member of CNBC's Financial Advisor Council.
—Kate Dore, Cfp®, Ea,jessica Dickler, CNBC, 26 Feb. 2026
See All Example Sentences for IRA
Examples are automatically compiled from online sources to
show current usage.
Read More
Opinions expressed in the examples do not represent those of Merriam-Webster or its editors.
Send us feedback.
Noun
With a Roth gold IRA, contributions are made with after-tax money, and qualified withdrawals in retirement are entirely tax-free.
—Angelica Leicht, CBS News, 4 Mar. 2026
Every withdrawal from the pre-tax IRA will be subject to income taxes.
—Liz Weston, San Diego Union-Tribune, 1 Mar. 2026
At that point, an HSA used for non-medical expenses essentially functions like a traditional IRA.
—Lauren Schuster, Miami Herald, 26 Feb. 2026
For example, families could also consider a 529 college savings plan, brokerage account for minors or Roth IRA once the child earns income, said Collado, who is also a member of CNBC's Financial Advisor Council.
—Kate Dore, Cfp®, Ea,jessica Dickler, CNBC, 26 Feb. 2026
See All Example Sentences for IRA
Cite this Entry
“IRA.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/IRA. Accessed 9 Mar. 2026.
Copy CitationLegal Definition
IRA
noun
: an account in which a person may deposit up to a stipulated amount each year and that is not taxable until retirement or early withdrawal
Note: Deposits to an IRA may not be completely or partially deductible from adjusted gross income if one's income exceeds a set level.
Etymology
Noun
individual retirement account
Love words? Need even more definitions?
Merriam-Webster unabridged
