plural IRAs
: a retirement savings account in which income taxes on certain deposits and on all gains are deferred until withdrawals are made

IRA

2 of 2

abbreviation

Irish Republican Army

Examples of IRA in a Sentence

Abbreviation a representative of the IRA
Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
Noun
In other words, gifting from your IRA isn’t as seamless as making a qualified charitable distribution from your IRA or naming someone as a beneficiary of your IRA. Christine Benz, Los Angeles Times, 3 Feb. 2026 Consider speaking with a gold expert or representative from one of the top gold IRA companies, who can answer your specific questions and help you get started with a plan that works best for you. Matt Richardson, CBS News, 2 Feb. 2026 And if the money is growing in a Roth IRA, it can be withdrawn in retirement tax-free. The Motley Fool, Dallas Morning News, 1 Feb. 2026 Say Nothing tackles this divisive period of history through a number of perspectives, including reluctant IRA member Dolours Price (Lola Petticrew) and those involved in the disappearance of Jean McConville, a single mother of 10 who was kidnapped by the group and never seen alive again. Declan Gallagher, Entertainment Weekly, 31 Jan. 2026 See All Example Sentences for IRA

Word History

Etymology

Noun

initialism from individual retirement account or individual retirement arrangement

First Known Use

Noun

1974, in the meaning defined above

Time Traveler
The first known use of IRA was in 1974

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Cite this Entry

“IRA.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/IRA. Accessed 6 Feb. 2026.

Legal Definition

: an account in which a person may deposit up to a stipulated amount each year and that is not taxable until retirement or early withdrawal

Note: Deposits to an IRA may not be completely or partially deductible from adjusted gross income if one's income exceeds a set level.

Etymology

Noun

individual retirement account

More from Merriam-Webster on IRA

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