plural IRAs
: a retirement savings account in which income taxes on certain deposits and on all gains are deferred until withdrawals are made
Irish Republican Army
Examples of IRA in a Sentence
Abbreviation
a representative of the IRA
Recent Examples on the Web
Angelica Leicht, CBS News, 7 Jan. 2026
Most encourage people at this stage to up their retirement contributions, whether that means maxing out a 401(k), IRA, or other savings vehicle.
—Veronica Bravo, USA Today, 5 Jan. 2026
The funds transferred count toward the annual Roth IRA contribution limit, which for 2026 is $7,000.
—Steve Hruby, Cincinnati Enquirer, 29 Dec. 2025
Brokerages like Charles Schwab and Fidelity are both excellent options for opening an IRA.
—Andreina Rodriguez, CNBC, 27 Dec. 2025
See All Example Sentences for IRA
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Noun
After all, the nest egg in your 401(k) or IRA represents not just money, but future security and independence.
—Angelica Leicht, CBS News, 7 Jan. 2026
Most encourage people at this stage to up their retirement contributions, whether that means maxing out a 401(k), IRA, or other savings vehicle.
—Veronica Bravo, USA Today, 5 Jan. 2026
The funds transferred count toward the annual Roth IRA contribution limit, which for 2026 is $7,000.
—Steve Hruby, Cincinnati Enquirer, 29 Dec. 2025
Brokerages like Charles Schwab and Fidelity are both excellent options for opening an IRA.
—Andreina Rodriguez, CNBC, 27 Dec. 2025
See All Example Sentences for IRA
Cite this Entry
“IRA.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/IRA. Accessed 8 Jan. 2026.
Copy CitationLegal Definition
IRA
noun
: an account in which a person may deposit up to a stipulated amount each year and that is not taxable until retirement or early withdrawal
Note: Deposits to an IRA may not be completely or partially deductible from adjusted gross income if one's income exceeds a set level.
Etymology
Noun
individual retirement account
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